Investing Archives - Pounds and Sense https://www.poundsandsense.com/category/investing/ A UK blog covering personal finance and much more from an over-60 perspective Tue, 05 May 2026 08:19:00 +0000 en-GB hourly 1 https://wordpress.org/?v=6.9.4 https://www.poundsandsense.com/wp-content/uploads/2016/11/coffeespecs-150x150.png Investing Archives - Pounds and Sense https://www.poundsandsense.com/category/investing/ 32 32 My Investments Update – May 2026 https://www.poundsandsense.com/my-investments-update-may-2026/?utm_source=rss&utm_medium=rss&utm_campaign=my-investments-update-may-2026 https://www.poundsandsense.com/my-investments-update-may-2026/#respond Tue, 05 May 2026 08:19:00 +0000 https://www.poundsandsense.com/?p=14532 Here is my latest monthly update about my investments. You can read my April 2026 Investments Update here if you like. I’ll begin as usual with my JP Morgan Personal Investing (previously Nutmeg) Stocks and Shares ISA. This is the largest investment I hold other than my Bestinvest SIPP (personal pension). As regular readers will know, in June last year I transferred […]

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]]> https://www.poundsandsense.com/my-investments-update-may-2026/feed/ 0 Why Now Could Be the Ideal Time to Take Advantage of Your New Tax-Free ISA Allowance https://www.poundsandsense.com/why-now-could-be-the-ideal-time-to-take-advantage-of-your-new-tax-free-isa-allowance/?utm_source=rss&utm_medium=rss&utm_campaign=why-now-could-be-the-ideal-time-to-take-advantage-of-your-new-tax-free-isa-allowance https://www.poundsandsense.com/why-now-could-be-the-ideal-time-to-take-advantage-of-your-new-tax-free-isa-allowance/#respond Mon, 13 Apr 2026 09:42:29 +0000 https://www.poundsandsense.com/?p=11947 As of 6 April 2026, UK investors have a fresh chance to supercharge their savings and investments with a new £20,000 Individual Savings Account (ISA) allowance. ISAs represent a golden opportunity for investors to make their money work harder while shielding their returns from the taxman. With tax-free allowances for income frozen until April 2028 […]

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]]> https://www.poundsandsense.com/why-now-could-be-the-ideal-time-to-take-advantage-of-your-new-tax-free-isa-allowance/feed/ 0 My Investments Update – April 2026 https://www.poundsandsense.com/my-investments-update-april-2026/?utm_source=rss&utm_medium=rss&utm_campaign=my-investments-update-april-2026 https://www.poundsandsense.com/my-investments-update-april-2026/#respond Thu, 02 Apr 2026 11:52:00 +0000 https://www.poundsandsense.com/?p=14470 Here is my latest monthly update about my investments. You can read my March 2026 Investments Update here if you like. I’ll begin as usual with my JP Morgan Personal Investing (previously Nutmeg) Stocks and Shares ISA. This is the largest investment I hold other than my Bestinvest SIPP (personal pension). As regular readers will know, in June last year I transferred […]

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]]> https://www.poundsandsense.com/my-investments-update-april-2026/feed/ 0 Get a Free Share Worth Up To £100 With Trading 212 https://www.poundsandsense.com/get-a-free-share-worth-up-to-100-with-trading-212/?utm_source=rss&utm_medium=rss&utm_campaign=get-a-free-share-worth-up-to-100-with-trading-212 https://www.poundsandsense.com/get-a-free-share-worth-up-to-100-with-trading-212/#comments Tue, 31 Mar 2026 16:50:06 +0000 https://www.poundsandsense.com/?p=4931 Offer Reopened! Today I’m featuring a way you can get a free fractional share worth up to £100 by signing up (for the first time) with an online share trading platform called Trading 212. Trading 212 is unusual in that it offers commission-free and fee-free share trading. As a special offer, until Tuesday 28th April 2026 they […]

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]]> https://www.poundsandsense.com/get-a-free-share-worth-up-to-100-with-trading-212/feed/ 6 Don’t Miss Out! Use Your £20,000 ISA Allowance Before It’s Too Late https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/?utm_source=rss&utm_medium=rss&utm_campaign=dont-miss-out-use-your-20000-isa-allowance-before-its-too-late https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/#respond Sat, 21 Mar 2026 10:20:23 +0000 https://www.poundsandsense.com/?p=11915 As the end of the tax year on 5 April 2026 approaches, so too does the deadline to utilize the annual tax-free Individual Savings Account (ISA) allowance. The clock is ticking, and unless you take action in the next few weeks, this opportunity to maximize your tax-free savings for the 2025/26 financial year will be gone. […]

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]]> https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/feed/ 0 What Is an Annuity – and Who Should Consider Buying One? https://www.poundsandsense.com/what-is-an-annuity-and-who-should-consider-buying-one/?utm_source=rss&utm_medium=rss&utm_campaign=what-is-an-annuity-and-who-should-consider-buying-one https://www.poundsandsense.com/what-is-an-annuity-and-who-should-consider-buying-one/#comments Wed, 18 Mar 2026 10:00:55 +0000 https://www.poundsandsense.com/?p=14410 If you’re approaching retirement (or have retired already), you’ve probably come across the term annuity. For some people it represents security and peace of mind. For others it feels restrictive and poor value. So what exactly is an annuity – and who should consider buying one? Let’s take a closer look. What Is an Annuity? […]

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]]> https://www.poundsandsense.com/what-is-an-annuity-and-who-should-consider-buying-one/feed/ 2 My Investments Update – March 2026 https://www.poundsandsense.com/my-investments-update-march-2026/?utm_source=rss&utm_medium=rss&utm_campaign=my-investments-update-march-2026 https://www.poundsandsense.com/my-investments-update-march-2026/#respond Mon, 02 Mar 2026 12:22:41 +0000 https://www.poundsandsense.com/?p=14360 Here is my latest monthly update about my investments. You can read my February 2026 Investments Update here if you like. I’ll begin as usual with my JP Morgan Personal Investing (previously Nutmeg) Stocks and Shares ISA. This is the largest investment I hold other than my Bestinvest SIPP (personal pension). As regular readers will know, in June last year I transferred […]

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]]> https://www.poundsandsense.com/my-investments-update-march-2026/feed/ 0 My Investments Update – February 2026 https://www.poundsandsense.com/my-investments-update-february-2026/?utm_source=rss&utm_medium=rss&utm_campaign=my-investments-update-february-2026 https://www.poundsandsense.com/my-investments-update-february-2026/#respond Mon, 02 Feb 2026 12:28:30 +0000 https://www.poundsandsense.com/?p=14255 Here is my latest monthly update about my investments. You can read my January 2026 Investments Update here if you like. I’ll begin as usual with my JP Morgan Personal Investing (previously Nutmeg) Stocks and Shares ISA. This is the largest investment I hold other than my Bestinvest SIPP (personal pension). As regular readers will know, in June last year I transferred […]

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]]> https://www.poundsandsense.com/my-investments-update-february-2026/feed/ 0 What Are Investment Trusts and How Can You Invest in Them? https://www.poundsandsense.com/what-are-investment-trusts-and-how-can-you-invest-in-them/?utm_source=rss&utm_medium=rss&utm_campaign=what-are-investment-trusts-and-how-can-you-invest-in-them https://www.poundsandsense.com/what-are-investment-trusts-and-how-can-you-invest-in-them/#respond Tue, 13 Jan 2026 11:58:28 +0000 https://www.poundsandsense.com/?p=14214 When most people think about investing, they picture stocks and shares, funds, ISAs and perhaps ETFs. But there’s another long-established option that often flies under the radar: Investment Trusts. Despite the name, investment trusts aren’t trusts in the everyday sense. They are a distinctive type of investment company with some unique features – and for […]

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]]> https://www.poundsandsense.com/what-are-investment-trusts-and-how-can-you-invest-in-them/feed/ 0 What Are Index Funds and How Can You Invest in Them? https://www.poundsandsense.com/what-are-index-funds-and-how-can-you-invest-in-them/?utm_source=rss&utm_medium=rss&utm_campaign=what-are-index-funds-and-how-can-you-invest-in-them https://www.poundsandsense.com/what-are-index-funds-and-how-can-you-invest-in-them/#respond Fri, 09 Jan 2026 12:19:06 +0000 https://www.poundsandsense.com/?p=14204 Today I thought I would take a closer look at Index Funds. These are among the most straightforward and cost-effective ways to invest in the stock market – especially for long-term savers and beginners. Instead of trying to pick individual shares, index funds track a market index such as the FTSE 100, giving you broad […]

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