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	<title>Saving Money Archives - Pounds and Sense</title>
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	<description>A UK blog covering personal finance and much more from an over-60 perspective</description>
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	<title>Saving Money Archives - Pounds and Sense</title>
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	<item>
		<title>Money-Saving Perks and Discounts for Retired People in the UK</title>
		<link>https://www.poundsandsense.com/money-saving-perks-and-discounts-for-retired-people-in-the-uk/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=money-saving-perks-and-discounts-for-retired-people-in-the-uk</link>
					<comments>https://www.poundsandsense.com/money-saving-perks-and-discounts-for-retired-people-in-the-uk/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Mon, 25 May 2026 13:51:40 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[reviews]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[holidays]]></category>
		<category><![CDATA[savings]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14581</guid>

					<description><![CDATA[<p>Retirement can be a wonderful stage of life, bringing more freedom and time to enjoy yourself. But for many people, it can also mean adjusting to a lower income and watching the pennies more carefully than before. The good news is that there are plenty of money-saving perks and discounts available specifically for retired and [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/money-saving-perks-and-discounts-for-retired-people-in-the-uk/">Money-Saving Perks and Discounts for Retired People in the UK</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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		<item>
		<title>How to Save Money on Travel Insurance</title>
		<link>https://www.poundsandsense.com/how-to-save-money-on-travel-insurance/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-save-money-on-travel-insurance</link>
					<comments>https://www.poundsandsense.com/how-to-save-money-on-travel-insurance/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Sun, 29 Mar 2026 09:51:45 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[travel]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[holidays]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14443</guid>

					<description><![CDATA[<p>As we reach the end of a long, cold winter, many people&#8217;s thoughts are turning to holidays. And that makes the topic of travel insurance a lot more relevant &#8211; in these uncertain times especially. Travel insurance is one of those expenses that can feel like a grudge purchase &#8211; until you need it. For [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/how-to-save-money-on-travel-insurance/">How to Save Money on Travel Insurance</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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		<title>Don&#8217;t Miss Out! Use Your £20,000 ISA Allowance Before It&#8217;s Too Late</title>
		<link>https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=dont-miss-out-use-your-20000-isa-allowance-before-its-too-late</link>
					<comments>https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Sat, 21 Mar 2026 10:20:23 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[events]]></category>
		<category><![CDATA[Tax]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=11915</guid>

					<description><![CDATA[<p>As the end of the tax year on 5 April 2026 approaches, so too does the deadline to utilize the annual tax-free Individual Savings Account (ISA) allowance. The clock is ticking, and unless you take action in the next few weeks, this opportunity to maximize your tax-free savings for the 2025/26 financial year will be gone. [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/">Don&#8217;t Miss Out! Use Your £20,000 ISA Allowance Before It&#8217;s Too Late</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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		<title>Beat the Postage Stamp Price Rise!</title>
		<link>https://www.poundsandsense.com/beat-the-postage-stamp-price-rise/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=beat-the-postage-stamp-price-rise</link>
					<comments>https://www.poundsandsense.com/beat-the-postage-stamp-price-rise/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Wed, 11 Mar 2026 11:44:49 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[events]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=2861</guid>

					<description><![CDATA[<p>A quickie today to let you know that the price of stamps is rising again on Tuesday 7 April 2026. That will be the SEVENTH rise in the price of first class stamps in just four years. On this occasion a standard first class stamp is going up from £1.70 to £1.80, a 6% increase. [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/beat-the-postage-stamp-price-rise/">Beat the Postage Stamp Price Rise!</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			</item>
		<item>
		<title>Is a River Cruise Right for You?</title>
		<link>https://www.poundsandsense.com/is-a-river-cruise-right-for-you/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=is-a-river-cruise-right-for-you</link>
					<comments>https://www.poundsandsense.com/is-a-river-cruise-right-for-you/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Mon, 16 Feb 2026 12:31:05 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Everything Else]]></category>
		<category><![CDATA[travel]]></category>
		<category><![CDATA[holidays]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14338</guid>

					<description><![CDATA[<p>In a recent post I talked about How to Save Money on Cruise Holidays. One or two people asked if I had any specific advice on river cruises, so today I thought I would address this subject. River cruising has become one of the fastest-growing travel trends in recent years, and it’s not hard to [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/is-a-river-cruise-right-for-you/">Is a River Cruise Right for You?</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			</item>
		<item>
		<title>How to Save Money on Cruise Holidays</title>
		<link>https://www.poundsandsense.com/how-to-save-money-on-cruise-holidays/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-save-money-on-cruise-holidays</link>
					<comments>https://www.poundsandsense.com/how-to-save-money-on-cruise-holidays/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Wed, 04 Feb 2026 12:12:26 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Everything Else]]></category>
		<category><![CDATA[travel]]></category>
		<category><![CDATA[holidays]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14280</guid>

					<description><![CDATA[<p>Cruise holidays have become increasingly popular with older adults, and it’s easy to see why. They offer a relaxed way to travel, with accommodation, meals, entertainment and transport between destinations all included in one package. However, cruise prices can vary significantly, and it’s not always obvious where good value ends and unnecessary expense begins. With [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/how-to-save-money-on-cruise-holidays/">How to Save Money on Cruise Holidays</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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		<item>
		<title>Why You Should Beware of Going &#8216;All-In&#8217; on Electricity</title>
		<link>https://www.poundsandsense.com/why-you-should-beware-of-going-all-in-on-electricity/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=why-you-should-beware-of-going-all-in-on-electricity</link>
					<comments>https://www.poundsandsense.com/why-you-should-beware-of-going-all-in-on-electricity/#comments</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Mon, 29 Dec 2025 11:43:37 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Everything Else]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[energy]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14158</guid>

					<description><![CDATA[<p>In my update today, I&#8217;m focusing on a topic that has become of growing concern to me in recent months. Over the past decade, UK households have been encouraged to electrify almost everything. Cars are going electric. Gas boilers are being phased out in favour of heat pumps. Even cooking is increasingly moving from gas [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/why-you-should-beware-of-going-all-in-on-electricity/">Why You Should Beware of Going &#8216;All-In&#8217; on Electricity</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
			</item>
		<item>
		<title>My Top 20 Posts of 2025</title>
		<link>https://www.poundsandsense.com/my-top-20-posts-of-2025/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=my-top-20-posts-of-2025</link>
					<comments>https://www.poundsandsense.com/my-top-20-posts-of-2025/#comments</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Mon, 22 Dec 2025 11:30:47 +0000</pubDate>
				<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[events]]></category>
		<category><![CDATA[reviews]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14120</guid>

					<description><![CDATA[<p>As is customary for bloggers at this time of year, here are the top twenty posts on Pounds and Sense in 2025, based on comments, page-views and social media shares. They are in no particular order. I have excluded any posts that are no longer relevant. I hope you will enjoy revisiting these posts, or seeing [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/my-top-20-posts-of-2025/">My Top 20 Posts of 2025</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
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		<item>
		<title>Why Growing Numbers of Over-50s are Buying Park Homes</title>
		<link>https://www.poundsandsense.com/why-growing-numbers-of-over-50s-are-buying-park-homes/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=why-growing-numbers-of-over-50s-are-buying-park-homes</link>
					<comments>https://www.poundsandsense.com/why-growing-numbers-of-over-50s-are-buying-park-homes/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Thu, 20 Nov 2025 11:18:02 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Everything Else]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[retirement]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14028</guid>

					<description><![CDATA[<p>Today I&#8217;m looking at a growing trend among older people: the switch to park home living. I am grateful for their assistance with this article to my colleagues at Compass Insurance &#8211; leading specialist providers of park home insurance. What Is Park Home Living? As the UK faces a growing shortage of accessible single-storey homes, [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/why-growing-numbers-of-over-50s-are-buying-park-homes/">Why Growing Numbers of Over-50s are Buying Park Homes</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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		<title>Are You Ready for Amazon&#8217;s Black Friday Sale?</title>
		<link>https://www.poundsandsense.com/are-you-ready-for-amazons-black-friday-sale/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=are-you-ready-for-amazons-black-friday-sale</link>
					<comments>https://www.poundsandsense.com/are-you-ready-for-amazons-black-friday-sale/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Mon, 17 Nov 2025 10:35:40 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[events]]></category>
		<category><![CDATA[reviews]]></category>
		<category><![CDATA[shopping]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=12731</guid>

					<description><![CDATA[<p>Black Friday is fast approaching, and Amazon UK is gearing up for one of the biggest online shopping events of the year. This year Amazon&#8217;s Black Friday Sale extends over 12 days, from Thursday 20 November to Monday 1 December, with thousands of discounts across tech, home, beauty, toys and more. Some of the best [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/are-you-ready-for-amazons-black-friday-sale/">Are You Ready for Amazon&#8217;s Black Friday Sale?</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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