Saving Money Archives - Pounds and Sense https://www.poundsandsense.com/category/saving-money/ A UK blog covering personal finance and much more from an over-60 perspective Sat, 21 Mar 2026 10:26:41 +0000 en-GB hourly 1 https://wordpress.org/?v=6.9.4 https://www.poundsandsense.com/wp-content/uploads/2016/11/coffeespecs-150x150.png Saving Money Archives - Pounds and Sense https://www.poundsandsense.com/category/saving-money/ 32 32 Don’t Miss Out! Use Your £20,000 ISA Allowance Before It’s Too Late https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/?utm_source=rss&utm_medium=rss&utm_campaign=dont-miss-out-use-your-20000-isa-allowance-before-its-too-late https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/#respond Sat, 21 Mar 2026 10:20:23 +0000 https://www.poundsandsense.com/?p=11915 As the end of the tax year on 5 April 2026 approaches, so too does the deadline to utilize the annual tax-free Individual Savings Account (ISA) allowance. The clock is ticking, and unless you take action in the next few weeks, this opportunity to maximize your tax-free savings for the 2025/26 financial year will be gone. […]

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]]> https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/feed/ 0 Beat the Postage Stamp Price Rise! https://www.poundsandsense.com/beat-the-postage-stamp-price-rise/?utm_source=rss&utm_medium=rss&utm_campaign=beat-the-postage-stamp-price-rise https://www.poundsandsense.com/beat-the-postage-stamp-price-rise/#respond Wed, 11 Mar 2026 11:44:49 +0000 https://www.poundsandsense.com/?p=2861 A quickie today to let you know that the price of stamps is rising again on Tuesday 7 April 2026. That will be the SEVENTH rise in the price of first class stamps in just four years. On this occasion a standard first class stamp is going up from £1.70 to £1.80, a 6% increase. […]

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]]> https://www.poundsandsense.com/beat-the-postage-stamp-price-rise/feed/ 0 Is a River Cruise Right for You? https://www.poundsandsense.com/is-a-river-cruise-right-for-you/?utm_source=rss&utm_medium=rss&utm_campaign=is-a-river-cruise-right-for-you https://www.poundsandsense.com/is-a-river-cruise-right-for-you/#respond Mon, 16 Feb 2026 12:31:05 +0000 https://www.poundsandsense.com/?p=14338 In a recent post I talked about How to Save Money on Cruise Holidays. One or two people asked if I had any specific advice on river cruises, so today I thought I would address this subject. River cruising has become one of the fastest-growing travel trends in recent years, and it’s not hard to […]

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]]> https://www.poundsandsense.com/is-a-river-cruise-right-for-you/feed/ 0 How to Save Money on Cruise Holidays https://www.poundsandsense.com/how-to-save-money-on-cruise-holidays/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-save-money-on-cruise-holidays https://www.poundsandsense.com/how-to-save-money-on-cruise-holidays/#respond Wed, 04 Feb 2026 12:12:26 +0000 https://www.poundsandsense.com/?p=14280 Cruise holidays have become increasingly popular with older adults, and it’s easy to see why. They offer a relaxed way to travel, with accommodation, meals, entertainment and transport between destinations all included in one package. However, cruise prices can vary significantly, and it’s not always obvious where good value ends and unnecessary expense begins. With […]

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]]> https://www.poundsandsense.com/how-to-save-money-on-cruise-holidays/feed/ 0 Why You Should Beware of Going ‘All-In’ on Electricity https://www.poundsandsense.com/why-you-should-beware-of-going-all-in-on-electricity/?utm_source=rss&utm_medium=rss&utm_campaign=why-you-should-beware-of-going-all-in-on-electricity https://www.poundsandsense.com/why-you-should-beware-of-going-all-in-on-electricity/#comments Mon, 29 Dec 2025 11:43:37 +0000 https://www.poundsandsense.com/?p=14158 In my update today, I’m focusing on a topic that has become of growing concern to me in recent months. Over the past decade, UK households have been encouraged to electrify almost everything. Cars are going electric. Gas boilers are being phased out in favour of heat pumps. Even cooking is increasingly moving from gas […]

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]]> https://www.poundsandsense.com/why-you-should-beware-of-going-all-in-on-electricity/feed/ 2 My Top 20 Posts of 2025 https://www.poundsandsense.com/my-top-20-posts-of-2025/?utm_source=rss&utm_medium=rss&utm_campaign=my-top-20-posts-of-2025 https://www.poundsandsense.com/my-top-20-posts-of-2025/#comments Mon, 22 Dec 2025 11:30:47 +0000 https://www.poundsandsense.com/?p=14120 As is customary for bloggers at this time of year, here are the top twenty posts on Pounds and Sense in 2025, based on comments, page-views and social media shares. They are in no particular order. I have excluded any posts that are no longer relevant. I hope you will enjoy revisiting these posts, or seeing […]

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]]> https://www.poundsandsense.com/my-top-20-posts-of-2025/feed/ 2 Why Growing Numbers of Over-50s are Buying Park Homes https://www.poundsandsense.com/why-growing-numbers-of-over-50s-are-buying-park-homes/?utm_source=rss&utm_medium=rss&utm_campaign=why-growing-numbers-of-over-50s-are-buying-park-homes https://www.poundsandsense.com/why-growing-numbers-of-over-50s-are-buying-park-homes/#respond Thu, 20 Nov 2025 11:18:02 +0000 https://www.poundsandsense.com/?p=14028 Today I’m looking at a growing trend among older people: the switch to park home living. I am grateful for their assistance with this article to my colleagues at Compass Insurance – leading specialist providers of park home insurance. What Is Park Home Living? As the UK faces a growing shortage of accessible single-storey homes, […]

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]]> https://www.poundsandsense.com/why-growing-numbers-of-over-50s-are-buying-park-homes/feed/ 0 Are You Ready for Amazon’s Black Friday Sale? https://www.poundsandsense.com/are-you-ready-for-amazons-black-friday-sale/?utm_source=rss&utm_medium=rss&utm_campaign=are-you-ready-for-amazons-black-friday-sale https://www.poundsandsense.com/are-you-ready-for-amazons-black-friday-sale/#respond Mon, 17 Nov 2025 10:35:40 +0000 https://www.poundsandsense.com/?p=12731 Black Friday is fast approaching, and Amazon UK is gearing up for one of the biggest online shopping events of the year. This year Amazon’s Black Friday Sale extends over 12 days, from Thursday 20 November to Monday 1 December, with thousands of discounts across tech, home, beauty, toys and more. Some of the best […]

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]]> https://www.poundsandsense.com/are-you-ready-for-amazons-black-friday-sale/feed/ 0 Get up to 25 Hours of Free Electricity with Uswitch’s ‘Power Hours’ Scheme https://www.poundsandsense.com/get-up-to-25-hours-of-free-electricity-with-uswitchs-power-hours-scheme/?utm_source=rss&utm_medium=rss&utm_campaign=get-up-to-25-hours-of-free-electricity-with-uswitchs-power-hours-scheme https://www.poundsandsense.com/get-up-to-25-hours-of-free-electricity-with-uswitchs-power-hours-scheme/#respond Tue, 28 Oct 2025 11:18:57 +0000 https://www.poundsandsense.com/?p=13939 If you’re looking for ways to ease the pressure of rising energy bills, here’s a scheme you might want to check out. The online price-comparison service Uswitch has launched a new offer giving households up to 25 hours of free electricity this November, via their app. Note that you must have a working smart meter […]

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]]> https://www.poundsandsense.com/get-up-to-25-hours-of-free-electricity-with-uswitchs-power-hours-scheme/feed/ 0 How to Save Money on Your Heating Bills This Winter https://www.poundsandsense.com/how-to-save-money-on-your-heating-bills-this-winter/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-save-money-on-your-heating-bills-this-winter https://www.poundsandsense.com/how-to-save-money-on-your-heating-bills-this-winter/#comments Mon, 20 Oct 2025 11:36:42 +0000 https://www.poundsandsense.com/?p=6597 For older people in particular, heating bills can be among their biggest expenses. And it’s especially important for older people to keep warm, as getting chilled can lower your body’s resistance to infection and – in the worst cases – lead to hypothermia. In addition, as you doubtless know, gas and electricity bills have gone […]

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