Saving Money Archives - Pounds and Sense https://www.poundsandsense.com/category/saving-money/ A UK blog covering personal finance and much more from an over-60 perspective Mon, 05 Oct 2026 11:37:58 +0000 en-GB hourly 1 https://wordpress.org/?v=7.0.7 https://www.poundsandsense.com/wp-content/uploads/2016/11/coffeespecs-150x150.png Saving Money Archives - Pounds and Sense https://www.poundsandsense.com/category/saving-money/ 32 32 Why You Should Beware of Going ‘All-In’ on Electricity https://www.poundsandsense.com/why-you-should-beware-of-going-all-in-on-electricity/?utm_source=rss&utm_medium=rss&utm_campaign=why-you-should-beware-of-going-all-in-on-electricity https://www.poundsandsense.com/why-you-should-beware-of-going-all-in-on-electricity/#comments Mon, 05 Oct 2026 11:30:37 +0000 https://www.poundsandsense.com/?p=14158 In my update today, I’m focusing on a topic that has become of growing concern to me. Over the past decade, UK households have been encouraged to electrify almost everything. Cars are going electric. Gas boilers are being phased out in favour of heat pumps. Even cooking is increasingly moving from gas to electricity. On […]

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]]> https://www.poundsandsense.com/why-you-should-beware-of-going-all-in-on-electricity/feed/ 2 Amazon Prime Big Deals Day is Almost Here! https://www.poundsandsense.com/amazon-prime-big-deals-day-is-almost-here/?utm_source=rss&utm_medium=rss&utm_campaign=amazon-prime-big-deals-day-is-almost-here https://www.poundsandsense.com/amazon-prime-big-deals-day-is-almost-here/#respond Sat, 03 Oct 2026 10:03:28 +0000 https://www.poundsandsense.com/?p=11338 In case you’ve not heard, Amazon Prime Big Deals Day is almost with us. It extends over two days, Tuesday 6th and Wednesday 7th October 2026. This is a special event for Amazon Prime members only. Amazon say they will be offering members their lowest prices of the year on selected products across a wide […]

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]]> https://www.poundsandsense.com/amazon-prime-big-deals-day-is-almost-here/feed/ 0 The £12,000 Cash ISA Limit: What Will Actually Change in 2027? https://www.poundsandsense.com/the-12000-cash-isa-limit-what-will-actually-change-in-2027/?utm_source=rss&utm_medium=rss&utm_campaign=the-12000-cash-isa-limit-what-will-actually-change-in-2027 https://www.poundsandsense.com/the-12000-cash-isa-limit-what-will-actually-change-in-2027/#respond Sun, 06 Sep 2026 10:56:36 +0000 https://www.poundsandsense.com/?p=14818 There has been quite a lot of discussion about the Government’s decision to reduce the annual Cash ISA allowance from £20,000 to £12,000 from April 2027. If you have money in Cash ISAs, you may therefore be wondering whether you should be doing anything differently before then. There is, however, an important point that is […]

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]]> https://www.poundsandsense.com/the-12000-cash-isa-limit-what-will-actually-change-in-2027/feed/ 0 Small Changes That Could Save UK Households £1,000 a Year https://www.poundsandsense.com/small-changes-that-could-save-uk-households-1000-a-year/?utm_source=rss&utm_medium=rss&utm_campaign=small-changes-that-could-save-uk-households-1000-a-year https://www.poundsandsense.com/small-changes-that-could-save-uk-households-1000-a-year/#respond Sun, 19 Jul 2026 13:43:51 +0000 https://www.poundsandsense.com/?p=14677 With household bills still putting pressure on many family budgets, finding ways to save money has never been more important. The good news is that you don’t necessarily have to make big sacrifices to make a noticeable difference to your finances. Often it’s the small, everyday changes that have the biggest impact over the course […]

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]]> https://www.poundsandsense.com/small-changes-that-could-save-uk-households-1000-a-year/feed/ 0 Amazon Prime Day is Almost Here! https://www.poundsandsense.com/amazon-prime-day-is-almost-here/?utm_source=rss&utm_medium=rss&utm_campaign=amazon-prime-day-is-almost-here https://www.poundsandsense.com/amazon-prime-day-is-almost-here/#respond Thu, 18 Jun 2026 14:22:08 +0000 https://www.poundsandsense.com/?p=3492 A quickie today to let you know that the annual Amazon Prime Day is almost with us. This year it extends over four days, Tuesday 23rd to Friday 26th June 2026. Prime Day is a special event for Amazon Prime members only. During it Amazon offers Prime members extra savings and special offers across a […]

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]]> https://www.poundsandsense.com/amazon-prime-day-is-almost-here/feed/ 0 Money-Saving Perks and Discounts for Retired People in the UK https://www.poundsandsense.com/money-saving-perks-and-discounts-for-retired-people-in-the-uk/?utm_source=rss&utm_medium=rss&utm_campaign=money-saving-perks-and-discounts-for-retired-people-in-the-uk https://www.poundsandsense.com/money-saving-perks-and-discounts-for-retired-people-in-the-uk/#respond Mon, 25 May 2026 13:51:40 +0000 https://www.poundsandsense.com/?p=14581 Retirement can be a wonderful stage of life, bringing more freedom and time to enjoy yourself. But for many people, it can also mean adjusting to a lower income and watching the pennies more carefully than before. The good news is that there are plenty of money-saving perks and discounts available specifically for retired and […]

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]]> https://www.poundsandsense.com/money-saving-perks-and-discounts-for-retired-people-in-the-uk/feed/ 0 How to Save Money on Travel Insurance https://www.poundsandsense.com/how-to-save-money-on-travel-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-save-money-on-travel-insurance https://www.poundsandsense.com/how-to-save-money-on-travel-insurance/#respond Sun, 29 Mar 2026 09:51:45 +0000 https://www.poundsandsense.com/?p=14443 As we reach the end of a long, cold winter, many people’s thoughts are turning to holidays. And that makes the topic of travel insurance a lot more relevant – in these uncertain times especially. Travel insurance is one of those expenses that can feel like a grudge purchase – until you need it. For […]

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]]> https://www.poundsandsense.com/how-to-save-money-on-travel-insurance/feed/ 0 Don’t Miss Out! Use Your £20,000 ISA Allowance Before It’s Too Late https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/?utm_source=rss&utm_medium=rss&utm_campaign=dont-miss-out-use-your-20000-isa-allowance-before-its-too-late https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/#respond Sat, 21 Mar 2026 10:20:23 +0000 https://www.poundsandsense.com/?p=11915 As the end of the tax year on 5 April 2026 approaches, so too does the deadline to utilize the annual tax-free Individual Savings Account (ISA) allowance. The clock is ticking, and unless you take action in the next few weeks, this opportunity to maximize your tax-free savings for the 2025/26 financial year will be gone. […]

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]]> https://www.poundsandsense.com/dont-miss-out-use-your-20000-isa-allowance-before-its-too-late/feed/ 0 Beat the Postage Stamp Price Rise! https://www.poundsandsense.com/beat-the-postage-stamp-price-rise/?utm_source=rss&utm_medium=rss&utm_campaign=beat-the-postage-stamp-price-rise https://www.poundsandsense.com/beat-the-postage-stamp-price-rise/#respond Wed, 11 Mar 2026 11:44:49 +0000 https://www.poundsandsense.com/?p=2861 A quickie today to let you know that the price of stamps is rising again on Tuesday 7 April 2026. That will be the SEVENTH rise in the price of first class stamps in just four years. On this occasion a standard first class stamp is going up from £1.70 to £1.80, a 6% increase. […]

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]]> https://www.poundsandsense.com/beat-the-postage-stamp-price-rise/feed/ 0 Is a River Cruise Right for You? https://www.poundsandsense.com/is-a-river-cruise-right-for-you/?utm_source=rss&utm_medium=rss&utm_campaign=is-a-river-cruise-right-for-you https://www.poundsandsense.com/is-a-river-cruise-right-for-you/#respond Mon, 16 Feb 2026 12:31:05 +0000 https://www.poundsandsense.com/?p=14338 In a recent post I talked about How to Save Money on Cruise Holidays. One or two people asked if I had any specific advice on river cruises, so today I thought I would address this subject. River cruising has become one of the fastest-growing travel trends in recent years, and it’s not hard to […]

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