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	Comments for Pounds and Sense	</title>
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	<link>https://www.poundsandsense.com/</link>
	<description>A UK blog covering personal finance and much more from an over-60 perspective</description>
	<lastBuildDate>Wed, 19 Aug 2026 08:25:50 +0000</lastBuildDate>
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		Comment on Pounds and Sense &#8211; A Personal Update by Nick		</title>
		<link>https://www.poundsandsense.com/pounds-and-sense-a-personal-update/#comment-35236</link>

		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Tue, 18 Aug 2026 18:43:30 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14753#comment-35236</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.poundsandsense.com/pounds-and-sense-a-personal-update/#comment-35233&quot;&gt;Erith&lt;/a&gt;.

Thanks, Erith. Yes, I guess we have a fair bit in common. I enjoyed blogging as well, but in recent years it&#039;s gone from being a profitable enterprise to a hobby that is costing me money. That isn&#039;t really something I can justify or sustain. I have had a good run, but it&#039;s time to move on to pastures new.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.poundsandsense.com/pounds-and-sense-a-personal-update/#comment-35233">Erith</a>.</p>
<p>Thanks, Erith. Yes, I guess we have a fair bit in common. I enjoyed blogging as well, but in recent years it&#8217;s gone from being a profitable enterprise to a hobby that is costing me money. That isn&#8217;t really something I can justify or sustain. I have had a good run, but it&#8217;s time to move on to pastures new.</p>
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		Comment on Pounds and Sense &#8211; A Personal Update by Nick		</title>
		<link>https://www.poundsandsense.com/pounds-and-sense-a-personal-update/#comment-35235</link>

		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Tue, 18 Aug 2026 18:29:37 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14753#comment-35235</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.poundsandsense.com/pounds-and-sense-a-personal-update/#comment-35232&quot;&gt;Sally Jenkins&lt;/a&gt;.

Thanks, Sally. All the very best to you as well.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.poundsandsense.com/pounds-and-sense-a-personal-update/#comment-35232">Sally Jenkins</a>.</p>
<p>Thanks, Sally. All the very best to you as well.</p>
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		Comment on Pounds and Sense &#8211; A Personal Update by Erith		</title>
		<link>https://www.poundsandsense.com/pounds-and-sense-a-personal-update/#comment-35233</link>

		<dc:creator><![CDATA[Erith]]></dc:creator>
		<pubDate>Tue, 18 Aug 2026 16:36:36 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14753#comment-35233</guid>

					<description><![CDATA[I totally appreciate your position. 
In fact as Pounds and Sense turned up on my X page, I thought - I haven’t seen that blog in ages. Similar experience with other ‘old friends’ in the blogging sphere! Only a few left! 
Unless you’re on an email chain, and click a link, the algorithm is unlikely to show you something that isn’t connected to the last 48 hours…

I ran Cracking Retirement for 9 years, then faced with charges of £200+ for another year, I decided to stop. For me, it was always a bit of a vanity project. I enjoyed writing, particularly about the different aspects of retirement, be it finances, social or personal! However I don’t miss the pressure to post, to keep the stats up.

Enjoy your retirement. Your best days might still be ahead of you <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f91e-1f3fb.png" alt="🤞🏻" class="wp-smiley" style="height: 1em; max-height: 1em;" />

Maybe consider guest posts in your niche!]]></description>
			<content:encoded><![CDATA[<p>I totally appreciate your position.<br />
In fact as Pounds and Sense turned up on my X page, I thought &#8211; I haven’t seen that blog in ages. Similar experience with other ‘old friends’ in the blogging sphere! Only a few left!<br />
Unless you’re on an email chain, and click a link, the algorithm is unlikely to show you something that isn’t connected to the last 48 hours…</p>
<p>I ran Cracking Retirement for 9 years, then faced with charges of £200+ for another year, I decided to stop. For me, it was always a bit of a vanity project. I enjoyed writing, particularly about the different aspects of retirement, be it finances, social or personal! However I don’t miss the pressure to post, to keep the stats up.</p>
<p>Enjoy your retirement. Your best days might still be ahead of you 🤞🏻</p>
<p>Maybe consider guest posts in your niche!</p>
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		Comment on Pounds and Sense &#8211; A Personal Update by Sally Jenkins		</title>
		<link>https://www.poundsandsense.com/pounds-and-sense-a-personal-update/#comment-35232</link>

		<dc:creator><![CDATA[Sally Jenkins]]></dc:creator>
		<pubDate>Tue, 18 Aug 2026 16:08:48 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14753#comment-35232</guid>

					<description><![CDATA[Wishing you all the very best in the stage of your like, Nick!]]></description>
			<content:encoded><![CDATA[<p>Wishing you all the very best in the stage of your like, Nick!</p>
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		Comment on Here&#8217;s Why I Changed My Mind About EDF Energy&#8217;s &#8216;Sunday Saver&#8217; Challenge by Nick		</title>
		<link>https://www.poundsandsense.com/heres-why-i-changed-my-mind-about-edf-energys-sunday-saver-challenge/#comment-35223</link>

		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Mon, 17 Aug 2026 11:17:23 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=12780#comment-35223</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.poundsandsense.com/heres-why-i-changed-my-mind-about-edf-energys-sunday-saver-challenge/#comment-35049&quot;&gt;KenM&lt;/a&gt;.

Sorry for the delay in approving this, Ken. I am basically retired now, so not updating the blog as often (I plan to create a blog post about this soon). Thanks for sharing this info though.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.poundsandsense.com/heres-why-i-changed-my-mind-about-edf-energys-sunday-saver-challenge/#comment-35049">KenM</a>.</p>
<p>Sorry for the delay in approving this, Ken. I am basically retired now, so not updating the blog as often (I plan to create a blog post about this soon). Thanks for sharing this info though.</p>
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		Comment on Here&#8217;s Why I Changed My Mind About EDF Energy&#8217;s &#8216;Sunday Saver&#8217; Challenge by KenM		</title>
		<link>https://www.poundsandsense.com/heres-why-i-changed-my-mind-about-edf-energys-sunday-saver-challenge/#comment-35049</link>

		<dc:creator><![CDATA[KenM]]></dc:creator>
		<pubDate>Mon, 27 Jul 2026 15:04:21 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=12780#comment-35049</guid>

					<description><![CDATA[Posted this morning on the EDF Web Portal :
&#039;Weekends are about to get even better.
We&#039;re busy preparing something new to replace Sunday Saver.

No offers running this August and September but exciting things are on the way. Join us again on 7 September to find out more.&#039;]]></description>
			<content:encoded><![CDATA[<p>Posted this morning on the EDF Web Portal :<br />
&#8216;Weekends are about to get even better.<br />
We&#8217;re busy preparing something new to replace Sunday Saver.</p>
<p>No offers running this August and September but exciting things are on the way. Join us again on 7 September to find out more.&#8217;</p>
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		Comment on Get a Free Share Worth Up To £100 With Trading 212 by Nick		</title>
		<link>https://www.poundsandsense.com/get-a-free-share-worth-up-to-100-with-trading-212/#comment-33853</link>

		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Sat, 11 Apr 2026 11:02:24 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=4931#comment-33853</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.poundsandsense.com/get-a-free-share-worth-up-to-100-with-trading-212/#comment-33848&quot;&gt;Korey&lt;/a&gt;.

Hi Korey. Thanks for your kind comments about my Trading 212 review. I&#039;m sorry I don&#039;t have the specialist expertise to comment on this subject or (to be very honest) the time or inclination to delve into these matters in detail. Also, I have to be careful what I say publicly as I am not a qualified financial adviser and don&#039;t want to fall foul of the regulatory authorities here. I wish you every success with your project though.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.poundsandsense.com/get-a-free-share-worth-up-to-100-with-trading-212/#comment-33848">Korey</a>.</p>
<p>Hi Korey. Thanks for your kind comments about my Trading 212 review. I&#8217;m sorry I don&#8217;t have the specialist expertise to comment on this subject or (to be very honest) the time or inclination to delve into these matters in detail. Also, I have to be careful what I say publicly as I am not a qualified financial adviser and don&#8217;t want to fall foul of the regulatory authorities here. I wish you every success with your project though.</p>
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		<title>
		Comment on Get a Free Share Worth Up To £100 With Trading 212 by Korey		</title>
		<link>https://www.poundsandsense.com/get-a-free-share-worth-up-to-100-with-trading-212/#comment-33848</link>

		<dc:creator><![CDATA[Korey]]></dc:creator>
		<pubDate>Fri, 10 Apr 2026 20:14:32 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=4931#comment-33848</guid>

					<description><![CDATA[Hi Nick, thank you for such a detailed breakdown of the Trading 212 offer. As someone who is quite cautious with online financial platforms, I really appreciate your focus on the FSCS protection and the KYC process. I’m currently looking into a few different regulated platforms for a project on digital security trends in 2026, and I stumbled upon a review of an international operator that seems to have a very strict regulatory framework in Argentina and Spain. Given your experience in vetting these types of services, do you think the licensing standards mentioned at https://guiadecodereargentina.com/ are comparable to the FCA requirements we have here in the UK in terms of player protection and fund segregation? I&#039;d love to hear your thoughts on whether these international safety benchmarks are becoming more standardised.]]></description>
			<content:encoded><![CDATA[<p>Hi Nick, thank you for such a detailed breakdown of the Trading 212 offer. As someone who is quite cautious with online financial platforms, I really appreciate your focus on the FSCS protection and the KYC process. I’m currently looking into a few different regulated platforms for a project on digital security trends in 2026, and I stumbled upon a review of an international operator that seems to have a very strict regulatory framework in Argentina and Spain. Given your experience in vetting these types of services, do you think the licensing standards mentioned at <a href="https://guiadecodereargentina.com/" rel="nofollow ugc">https://guiadecodereargentina.com/</a> are comparable to the FCA requirements we have here in the UK in terms of player protection and fund segregation? I&#8217;d love to hear your thoughts on whether these international safety benchmarks are becoming more standardised.</p>
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		Comment on Here&#8217;s Why I Changed My Mind About EDF Energy&#8217;s &#8216;Sunday Saver&#8217; Challenge by KenM		</title>
		<link>https://www.poundsandsense.com/heres-why-i-changed-my-mind-about-edf-energys-sunday-saver-challenge/#comment-33749</link>

		<dc:creator><![CDATA[KenM]]></dc:creator>
		<pubDate>Tue, 24 Mar 2026 10:34:21 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=12780#comment-33749</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.poundsandsense.com/heres-why-i-changed-my-mind-about-edf-energys-sunday-saver-challenge/#comment-33710&quot;&gt;Harry&lt;/a&gt;.

Indeed ... and not dissimilar to the practice of  &#039;gaming the denominator&#039; so prevalent in Corporate KPIs and Government stats. telling us all how brilliantly things are going by altering the value of the total (in this case daily energy burn i.e. denominator) against which the daily peak (i.e. numerator) is being compared. So in theory (if you have the capacity to store or are prepared to just pay) you could get free Sunday Saver energy by leaving your peak time burn unaltered and just increasing your off-peak burn enough to tweak the swing percentage. That&#039;s essentially why of course EDF don&#039;t really lose out because in the end we&#039;re still buying their electricity, just at a different time because our totals won&#039;t change that much (apart from seasonal heating if it&#039;s electric like mine). So those with a big battery on wheels that they can charge at home like Harry are the clear winners here :) ... the rest of us are left topping out our existing &#039;house&#039; batteries if we have them, or wondering what to switch on of a Sunday for the next 8 - 12 hours after we&#039;ve done the obvious and run all the major appliances. Personally I found that without batteries I would be done running things like dishwasher, washing machine, vacuum cleaner, oven etc. well inside 8 hours on a Sunday. There was no real point aiming for 12-16 hours because I would run out of high load appliances to use by 4pm (apart from the electric radiator when required).]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.poundsandsense.com/heres-why-i-changed-my-mind-about-edf-energys-sunday-saver-challenge/#comment-33710">Harry</a>.</p>
<p>Indeed &#8230; and not dissimilar to the practice of  &#8216;gaming the denominator&#8217; so prevalent in Corporate KPIs and Government stats. telling us all how brilliantly things are going by altering the value of the total (in this case daily energy burn i.e. denominator) against which the daily peak (i.e. numerator) is being compared. So in theory (if you have the capacity to store or are prepared to just pay) you could get free Sunday Saver energy by leaving your peak time burn unaltered and just increasing your off-peak burn enough to tweak the swing percentage. That&#8217;s essentially why of course EDF don&#8217;t really lose out because in the end we&#8217;re still buying their electricity, just at a different time because our totals won&#8217;t change that much (apart from seasonal heating if it&#8217;s electric like mine). So those with a big battery on wheels that they can charge at home like Harry are the clear winners here 🙂 &#8230; the rest of us are left topping out our existing &#8216;house&#8217; batteries if we have them, or wondering what to switch on of a Sunday for the next 8 &#8211; 12 hours after we&#8217;ve done the obvious and run all the major appliances. Personally I found that without batteries I would be done running things like dishwasher, washing machine, vacuum cleaner, oven etc. well inside 8 hours on a Sunday. There was no real point aiming for 12-16 hours because I would run out of high load appliances to use by 4pm (apart from the electric radiator when required).</p>
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		Comment on Here&#8217;s Why I Changed My Mind About EDF Energy&#8217;s &#8216;Sunday Saver&#8217; Challenge by Harry		</title>
		<link>https://www.poundsandsense.com/heres-why-i-changed-my-mind-about-edf-energys-sunday-saver-challenge/#comment-33710</link>

		<dc:creator><![CDATA[Harry]]></dc:creator>
		<pubDate>Fri, 20 Mar 2026 13:51:09 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=12780#comment-33710</guid>

					<description><![CDATA[An Economics analogy would be &quot;pump priming&quot;; ie spending a little now to gain more in the future.]]></description>
			<content:encoded><![CDATA[<p>An Economics analogy would be &#8220;pump priming&#8221;; ie spending a little now to gain more in the future.</p>
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