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	Comments on: So Why Does a Money Blogger Need a Personal Financial Adviser?	</title>
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	<link>https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=so-why-does-a-money-blogger-need-a-personal-financial-adviser</link>
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		<title>
		By: Nick		</title>
		<link>https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1160</link>

		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Sat, 30 May 2020 09:32:21 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=5281#comment-1160</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1159&quot;&gt;Mark Anderson&lt;/a&gt;.

Thanks for the comment, Mark. I am glad you are getting good results from investing in passive index trackers. I agree that commission-based advice can be suspect, but advisers haven&#039;t actually been allowed to offer advice on this basis since 2013 for pensions or other investments. I pay my adviser a fee and consider it well worth it for the returns his recommendations have achieved, but obviously everyone will have their own views about this.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1159">Mark Anderson</a>.</p>
<p>Thanks for the comment, Mark. I am glad you are getting good results from investing in passive index trackers. I agree that commission-based advice can be suspect, but advisers haven&#8217;t actually been allowed to offer advice on this basis since 2013 for pensions or other investments. I pay my adviser a fee and consider it well worth it for the returns his recommendations have achieved, but obviously everyone will have their own views about this.</p>
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		<title>
		By: Mark Anderson		</title>
		<link>https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1159</link>

		<dc:creator><![CDATA[Mark Anderson]]></dc:creator>
		<pubDate>Fri, 29 May 2020 22:19:29 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=5281#comment-1159</guid>

					<description><![CDATA[I used to use financial advisors until I learned how easy it is to become one and from first hand experience, how FA&#039;s don&#039;t always act in the best interest of their clients but rather in the best interest of what actively managed unit trusts funds are paying them the highest annual commissions. Once I learned how to passive invest in index trackers 15 years ago, my returns have been much higher than when I used an FA and I&#039;ve never looked back.]]></description>
			<content:encoded><![CDATA[<p>I used to use financial advisors until I learned how easy it is to become one and from first hand experience, how FA&#8217;s don&#8217;t always act in the best interest of their clients but rather in the best interest of what actively managed unit trusts funds are paying them the highest annual commissions. Once I learned how to passive invest in index trackers 15 years ago, my returns have been much higher than when I used an FA and I&#8217;ve never looked back.</p>
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		<title>
		By: Nick		</title>
		<link>https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1015</link>

		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Fri, 27 Mar 2020 11:25:13 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=5281#comment-1015</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1014&quot;&gt;beautyqueenuk <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f478-1f3fc.png" alt="👸🏼" class="wp-smiley" style="height: 1em; max-height: 1em;" /> (@beautyqueen_UK)&lt;/a&gt;.

Thanks for your comment. I am glad you found my post interesting. I think most people who have money to invest will benefit from speaking to a professional financial adviser, even if they consider themselves reasonably money savvy.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1014">beautyqueenuk 👸🏼 (@beautyqueen_UK)</a>.</p>
<p>Thanks for your comment. I am glad you found my post interesting. I think most people who have money to invest will benefit from speaking to a professional financial adviser, even if they consider themselves reasonably money savvy.</p>
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		<title>
		By: beautyqueenuk 👸🏼 (@beautyqueen_UK)		</title>
		<link>https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1014</link>

		<dc:creator><![CDATA[beautyqueenuk 👸🏼 (@beautyqueen_UK)]]></dc:creator>
		<pubDate>Fri, 27 Mar 2020 11:21:49 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=5281#comment-1014</guid>

					<description><![CDATA[I found this fascinating and whilst we use financial advisers at work for our stocks and shares portfolio, it is such a good read to see how and why other people have them and who they use to get the advice!]]></description>
			<content:encoded><![CDATA[<p>I found this fascinating and whilst we use financial advisers at work for our stocks and shares portfolio, it is such a good read to see how and why other people have them and who they use to get the advice!</p>
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		<title>
		By: Nick		</title>
		<link>https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1013</link>

		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Fri, 27 Mar 2020 11:06:08 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=5281#comment-1013</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1012&quot;&gt;Sarah &#124; Boo Roo and Tigger Too&lt;/a&gt;.

Thanks for the comment. Yes, a good financial adviser will take into account your family circumstances and advise accordingly.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1012">Sarah | Boo Roo and Tigger Too</a>.</p>
<p>Thanks for the comment. Yes, a good financial adviser will take into account your family circumstances and advise accordingly.</p>
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		<title>
		By: Sarah &#124; Boo Roo and Tigger Too		</title>
		<link>https://www.poundsandsense.com/so-why-does-a-money-blogger-need-a-personal-financial-adviser/#comment-1012</link>

		<dc:creator><![CDATA[Sarah &#124; Boo Roo and Tigger Too]]></dc:creator>
		<pubDate>Fri, 27 Mar 2020 10:56:03 +0000</pubDate>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=5281#comment-1012</guid>

					<description><![CDATA[I think it&#039;s a good idea that you have a personal financial advisor. Not only to assist you with your monies but to aid you to help others too.]]></description>
			<content:encoded><![CDATA[<p>I think it&#8217;s a good idea that you have a personal financial advisor. Not only to assist you with your monies but to aid you to help others too.</p>
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