Thanks for your comment. I do agree that everyone should do their own ‘due diligence’ before investing and ideally take professional advice as well.

To be clear, though, I do not recommend that anyone should ‘dabble’ in stocks and shares, unless perhaps in modest amounts you are prepared to lose in a worst-case scenario. For the great majority of people, if you wish to invest in stocks and shares, the best choice is likely to be a collective investment such as an investment trust, with plenty of diversification built in.

Thanks, Sarah. Yes, saving can be challenging, in the current cost of living crisis especially. But we do all need to try to build up our savings to provide a cushion in these uncertain times.