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	<title>reviews Archives - Pounds and Sense</title>
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	<title>reviews Archives - Pounds and Sense</title>
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	<item>
		<title>My Investments Update &#8211; April 2026</title>
		<link>https://www.poundsandsense.com/my-investments-update-april-2026/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=my-investments-update-april-2026</link>
					<comments>https://www.poundsandsense.com/my-investments-update-april-2026/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Thu, 02 Apr 2026 11:52:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[events]]></category>
		<category><![CDATA[reviews]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14470</guid>

					<description><![CDATA[<p>Here is my latest monthly update about my investments. You can read my March 2026 Investments Update here if you like. I’ll begin as usual with my JP Morgan Personal Investing (previously Nutmeg) Stocks and Shares ISA. This is the largest investment I hold other than my Bestinvest SIPP (personal pension). As regular readers will know, in June last year I transferred [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/my-investments-update-april-2026/">My Investments Update &#8211; April 2026</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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		<item>
		<title>Get a Free Share Worth Up To £100 With Trading 212</title>
		<link>https://www.poundsandsense.com/get-a-free-share-worth-up-to-100-with-trading-212/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=get-a-free-share-worth-up-to-100-with-trading-212</link>
					<comments>https://www.poundsandsense.com/get-a-free-share-worth-up-to-100-with-trading-212/#comments</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Tue, 31 Mar 2026 16:50:06 +0000</pubDate>
				<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[reviews]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=4931</guid>

					<description><![CDATA[<p>Offer Reopened! Today I&#8217;m featuring a way you can get a free fractional share worth up to £100 by signing up (for the first time) with an online share trading platform called Trading 212. Trading 212 is unusual in that it offers commission-free and fee-free share trading. As a special offer, until Tuesday 28th April 2026 they [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/get-a-free-share-worth-up-to-100-with-trading-212/">Get a Free Share Worth Up To £100 With Trading 212</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			<slash:comments>6</slash:comments>
		
		
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		<item>
		<title>What Is an Annuity – and Who Should Consider Buying One?</title>
		<link>https://www.poundsandsense.com/what-is-an-annuity-and-who-should-consider-buying-one/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-is-an-annuity-and-who-should-consider-buying-one</link>
					<comments>https://www.poundsandsense.com/what-is-an-annuity-and-who-should-consider-buying-one/#comments</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Wed, 18 Mar 2026 10:00:55 +0000</pubDate>
				<category><![CDATA[Pensions & Benefits]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[reviews]]></category>
		<category><![CDATA[pensions]]></category>
		<category><![CDATA[retirement]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14410</guid>

					<description><![CDATA[<p>If you’re approaching retirement (or have retired already), you’ve probably come across the term annuity. For some people it represents security and peace of mind. For others it feels restrictive and poor value. So what exactly is an annuity – and who should consider buying one? Let’s take a closer look. What Is an Annuity? [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/what-is-an-annuity-and-who-should-consider-buying-one/">What Is an Annuity – and Who Should Consider Buying One?</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
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		<item>
		<title>Are River Cruises Suitable for Solo Travellers?</title>
		<link>https://www.poundsandsense.com/are-river-cruises-suitable-for-solo-travellers/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=are-river-cruises-suitable-for-solo-travellers</link>
					<comments>https://www.poundsandsense.com/are-river-cruises-suitable-for-solo-travellers/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Sun, 15 Mar 2026 10:26:47 +0000</pubDate>
				<category><![CDATA[Everything Else]]></category>
		<category><![CDATA[reviews]]></category>
		<category><![CDATA[travel]]></category>
		<category><![CDATA[holidays]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14396</guid>

					<description><![CDATA[<p>My recent posts about cruise holidays and river cruises have generated quite a bit of interest among PAS readers. One asked if I could say something about the suitability of river cruises for solo travellers. I thought that was an interesting question (and one that&#8217;s relevant to me personally). So today I shall be addressing [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/are-river-cruises-suitable-for-solo-travellers/">Are River Cruises Suitable for Solo Travellers?</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			</item>
		<item>
		<title>My Investments Update &#8211; March 2026</title>
		<link>https://www.poundsandsense.com/my-investments-update-march-2026/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=my-investments-update-march-2026</link>
					<comments>https://www.poundsandsense.com/my-investments-update-march-2026/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Mon, 02 Mar 2026 12:22:41 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[reviews]]></category>
		<category><![CDATA[events]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14360</guid>

					<description><![CDATA[<p>Here is my latest monthly update about my investments. You can read my February 2026 Investments Update here if you like. I’ll begin as usual with my JP Morgan Personal Investing (previously Nutmeg) Stocks and Shares ISA. This is the largest investment I hold other than my Bestinvest SIPP (personal pension). As regular readers will know, in June last year I transferred [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/my-investments-update-march-2026/">My Investments Update &#8211; March 2026</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>My Investments Update &#8211; February 2026</title>
		<link>https://www.poundsandsense.com/my-investments-update-february-2026/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=my-investments-update-february-2026</link>
					<comments>https://www.poundsandsense.com/my-investments-update-february-2026/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Mon, 02 Feb 2026 12:28:30 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[events]]></category>
		<category><![CDATA[reviews]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14255</guid>

					<description><![CDATA[<p>Here is my latest monthly update about my investments. You can read my January 2026 Investments Update here if you like. I’ll begin as usual with my JP Morgan Personal Investing (previously Nutmeg) Stocks and Shares ISA. This is the largest investment I hold other than my Bestinvest SIPP (personal pension). As regular readers will know, in June last year I transferred [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/my-investments-update-february-2026/">My Investments Update &#8211; February 2026</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Make the Government Pay! How to Use Gift Aid to Redirect Your Tax Money</title>
		<link>https://www.poundsandsense.com/make-the-government-pay-how-to-use-gift-aid-to-redirect-your-tax-money/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=make-the-government-pay-how-to-use-gift-aid-to-redirect-your-tax-money</link>
					<comments>https://www.poundsandsense.com/make-the-government-pay-how-to-use-gift-aid-to-redirect-your-tax-money/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Sat, 24 Jan 2026 11:32:29 +0000</pubDate>
				<category><![CDATA[Everything Else]]></category>
		<category><![CDATA[reviews]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[Tax]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14237</guid>

					<description><![CDATA[<p>As more people in the UK find themselves paying income tax again – particularly retirees whose pensions, savings interest and state pension now push them over the personal allowance – it’s natural to feel frustrated about how that money is used. While we don’t get much say over how most of our taxes are spent, [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/make-the-government-pay-how-to-use-gift-aid-to-redirect-your-tax-money/">Make the Government Pay! How to Use Gift Aid to Redirect Your Tax Money</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Planning a UK Holiday This Year? Here Are Some Ideas For You!</title>
		<link>https://www.poundsandsense.com/planning-a-uk-holiday-this-year-here-are-some-ideas-for-you/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=planning-a-uk-holiday-this-year-here-are-some-ideas-for-you</link>
					<comments>https://www.poundsandsense.com/planning-a-uk-holiday-this-year-here-are-some-ideas-for-you/#comments</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Tue, 20 Jan 2026 11:40:29 +0000</pubDate>
				<category><![CDATA[Everything Else]]></category>
		<category><![CDATA[events]]></category>
		<category><![CDATA[reviews]]></category>
		<category><![CDATA[travel]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=7343</guid>

					<description><![CDATA[<p>For many of us 2025 was another difficult year, with a cost-of-living crisis driven especially by rising gas and electricity costs. With the festive season behind us now &#8211; and a cold and miserable start to the new year &#8211; many of us are understandably desperate for something to look forward to in the year [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/planning-a-uk-holiday-this-year-here-are-some-ideas-for-you/">Planning a UK Holiday This Year? Here Are Some Ideas For You!</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			<slash:comments>6</slash:comments>
		
		
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		<title>What Are Investment Trusts and How Can You Invest in Them?</title>
		<link>https://www.poundsandsense.com/what-are-investment-trusts-and-how-can-you-invest-in-them/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-are-investment-trusts-and-how-can-you-invest-in-them</link>
					<comments>https://www.poundsandsense.com/what-are-investment-trusts-and-how-can-you-invest-in-them/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Tue, 13 Jan 2026 11:58:28 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[reviews]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14214</guid>

					<description><![CDATA[<p>When most people think about investing, they picture stocks and shares, funds, ISAs and perhaps ETFs. But there’s another long-established option that often flies under the radar: Investment Trusts. Despite the name, investment trusts aren’t trusts in the everyday sense. They are a distinctive type of investment company with some unique features – and for [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/what-are-investment-trusts-and-how-can-you-invest-in-them/">What Are Investment Trusts and How Can You Invest in Them?</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>What Are Index Funds and How Can You Invest in Them?</title>
		<link>https://www.poundsandsense.com/what-are-index-funds-and-how-can-you-invest-in-them/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-are-index-funds-and-how-can-you-invest-in-them</link>
					<comments>https://www.poundsandsense.com/what-are-index-funds-and-how-can-you-invest-in-them/#respond</comments>
		
		<dc:creator><![CDATA[Nick]]></dc:creator>
		<pubDate>Fri, 09 Jan 2026 12:19:06 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[reviews]]></category>
		<guid isPermaLink="false">https://www.poundsandsense.com/?p=14204</guid>

					<description><![CDATA[<p>Today I thought I would take a closer look at Index Funds. These are among the most straightforward and cost-effective ways to invest in the stock market &#8211; especially for long-term savers and beginners. Instead of trying to pick individual shares, index funds track a market index such as the FTSE 100, giving you broad [&#8230;]</p>
<p>The post <a href="https://www.poundsandsense.com/what-are-index-funds-and-how-can-you-invest-in-them/">What Are Index Funds and How Can You Invest in Them?</a> appeared first on <a href="https://www.poundsandsense.com">Pounds and Sense</a>.</p>
]]></description>
		
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