Merry Christmas from Pounds and Sense!

Happy Christmas 2016!

Just wanted to take this opportunity to wish all of you a happy and peaceful Christmas, and a fulfilling and prosperous new year.

Even if you don’t celebrate the religious festival, I hope you enjoy the festive period. Thank you for your interest in Pounds and Sense. Without you, I really would be whistling in the wind!

Pounds and Sense is of course still very new, so I thought it might be helpful to list the posts I have made so far, in case you want to catch up with them over the holiday period. They are as follows:

Make Money and Help University Researchers with Prolific Academic – I’m a big fan of this website, which not only allows you to earn a few pounds helping researchers, but gives your little grey cells a workout into the bargain.

How I Scored a £1200 Mattress for just 10 Minutes’ Work as an Amazon Vine Reviewer – In this post I reveal the amazing range of products I have been able to obtain for free as an Amazon Vine reviewer. I also explain how you may be able to become a Vine Voice yourself, and suggest an alternative that is nearly as good to try in the meantime.

Sign Up Now for this Free Online Course on Managing Your Investments from FutureLearn – The course in question, which is run by The Open University, starts on 9 January. I’ve enrolled on it myself. Hope to see you there!

Save Money with Cashback Sites – You can save a lot of money on your online shopping with cashback sites, and even make money as well. Find out about the top two UK cashback sites in this post.

Get Money Off Gift Vouchers with Zeek – Zeek is an online platform for buying and selling gift vouchers. Right now they are running a special Christmas promotion where you get 10 percent cashback for every £100 worth of vouchers you buy (In addition to the discount of 4-15% on the face value of the vouchers themselves). Plus you can get an additional £5 off your first voucher purchase by signing up via the link in the post. What’s not to love?!

There will, of course, be many more posts to come on Pounds and Sense in the coming months, and I don’t want you to miss out! So please do sign up in the box on the right to receive notifications any time the blog is updated or when I have urgent and valuable information to pass on. You can also follow Pounds and Sense on Facebook, Twitter and other social media (again, click on the relevant icons in the right-hand column).

It only remains once again to wish you a wonderful Christmas. I will hope very much to see you regularly on Pounds and Sense in the new year.

Follow my blog with Bloglovin

If you enjoyed this post, please link to it on your own blog or social media:
Sign Up Now for this Free Online Course on Managing Your Investments from Futurelearn

Sign Up Now for this Free Online Course on Managing Your Investments from Futurelearn

Futurelearn is a UK-based platform for short online courses from British and international universities. All Futurelearn courses are free and open to anyone in the world.

I thought you might like to know that a course titled Managing My Investments begins on 20 March 2017. It comes from The Open University. It will run for six weeks and you can enrol now if you wish.

Managing My Investments is intended for anyone with an interest in developing their personal financial skills to make good decisions when managing their investments and buying investment products. The course does not require any previous experience of this subject.

On the website, it says:

On this free online course, you’ll learn about different investment choices, the returns and risks associated with each, and the evidence about their historical performance. You’ll explore investment strategies, as well as the practicalities about involvement in personal finance markets. And you’ll look at how to avoid the individual and group behavioural traits that can impair effective investment decision making .

Throughout, the course will provide recent and current case studies on investment issues, to demonstrate how the ideas and issues explored in the course are reflected in the arena of personal investments.

The course is up-to-date and covers the current reforms to UK pensions due to be rolled out in 2015 – changes that will radically alter the way many people will use their pension savings as they move into retirement .

Managing My Investments aims to give you the knowledge and confidence to take charge of your investments and your financial future.




Finding Out More

The course is run by Martin Upton of the OU Business School (previously Treasurer of the Nationwide Building Society). It requires a commitment of around three hours a week.

For more information (including a video trailer) and to register, visit the Managing My Investments information page of the Futurelearn website.

Futurelearn have lots of other interesting free courses, incidentally. I recently took one called Strategies for Successful Ageing from Trinity College, Dublin, which was informative and thought-provoking. I am currently half-way through a course on understanding diabetes (I was diagnosed as prediabetic earlier this year).

As well as the teaching, another big attraction of Futurelearn courses is the opportunity they provide to interact with fellow students from all over the world. There is often almost as much to learn from the other students as the course material itself!

I am also enrolled on Managing My Investments, so if you decide to sign up for the course, keep an eye out for me on the course website. I try to comment regularly and get as actively involved as I can in discussions 🙂

If you have any comments or questions about this post, please do post them below.

NOTE: This course has been postponed till 20 March 2017 from its original start date of 9 January. I have amended the post accordingly.

Save

Save

Save

Save

If you enjoyed this post, please link to it on your own blog or social media:
How I scored a £1200 mattress as an Amazon Vine reviewer!

How I Scored a £1200 Mattress for just 10 Minutes’ Work as an Amazon Vine Reviewer!

I’ve been an Amazon Vine reviewer for around five years now. In some ways it’s been the most profitable sideline I’ve ever had.

For those who don’t know, Amazon Vine is a programme run by Amazon where they send products free of charge to selected individuals (known as ‘Vine Voices’) in exchange for reviewing them. You don’t get paid for these reviews, but you can of course keep the item concerned.

You might imagine that the main thing Vine reviewers get is books. It’s true that there are plenty of these on offer, but of course Amazon sell loads of other things as well. In the time I’ve been a Vine Voice I’ve reviewed all the following:

  • lawn mower
  • saucepan set
  • vacuum cleaners (two of these)
  • clothes airer
  • hair-dryer
  • back-massager
  • suitcase
  • cordless iron
  • cat treats
  • microphone
  • bathroom bin
  • and many more!

The most valuable item I have ever had as a Vine Voice was a £1200 luxury mattress. Considering that I only had to pen a couple of hundred words about it, that probably counts as my best-paid writing job ever. As you might expect for that price, it is very comfortable! I’ve put a link to the Amazon sales page below:

And here’s the review I wrote about it, in case you can’t find this:

The first thing to say is that this is a VERY heavy mattress. I had to pay two men to manoeuvre it up the stairs and into the bedroom, and was afraid that the younger one in particular would do himself an injury.

Thankfully you don’t have to turn this mattress over, just from end to end, which I might just about manage without having to call for reinforcements…

Another practical point to bear in mind is that this mattress is deeper than most, so on a normal divan base you will be quite high up. If you worry about falling out of bed, therefore, this may not be the mattress for you.

With all that said, the mattress is very comfortable to sleep on. It is described as Medium/Soft, which worried me a little, as I tend to prefer my mattresses on the firm side. It turned out not to be a problem, though. The material moulds itself to the shape of your body, giving even support from head to toe. I have been sleeping very well on it, and waking up without any bed-induced aches or pains.

Overall, as you might expect for the price, it is a very good, comfortable mattress, which I would have given five stars apart from the practical and logistical issues mentioned above.

I see the price has come down quite a lot since I reviewed it. But still not a bad return for the few minutes the above took to write, wouldn’t you agree?

The Downside

Does Amazon Vine membership have any drawbacks? Well, not really, but it has its limitations. For starters, you can’t just pick anything to review. As a Vine Voice you get access to a dedicated web page where a range of products is set out and you can pick any you like to review. As you might expect, there are limited stocks of review products, and popular ones tend to be snapped up quickly. So you have to get in the habit of checking regularly to see what is available, and move quickly when you see something you like.

The other slight drawback is that you aren’t supposed to sell the products you receive. That means you can’t just review a product, then put it up for sale on eBay. Or at least, if you do this and Amazon find out, your tenure as a Vine Voice will be swiftly terminated. For the record, I have never done this myself, although I do sometimes give the products away to friends.



How Do You Become a Vine Voice?

Ah, that’s the $64,000 question, isn’t it? I never actually applied to Amazon – I had reviewed a few products in the past – not a vast number – and received an email out of the blue inviting me to join.

And that’s the thing. You can’t just submit an application. It’s invitation only, so you have to wait for the call to come. New reviewers are constantly being recruited, though, so you can boost your chances by regularly submitting reviews of Amazon products. Obviously you won’t receive any payment for this, but it’s all good practice and effectively represents your letter of application.

At the risk of stating the obvious, you need to create high-quality reviews that gain good feedback and ‘helpful’ votes from customers. Your reviews should be honest, mention both positives and negatives, and answer the sorts of question a potential buyer might ask before buying the item concerned. If you do this regularly, there is every chance you will be invited to join Amazon Vine at some point in the future.

The Vipon Alternative

Alternatively (or as well) there are sites that will allow you to get Amazon products at a discount or sometimes free. It’s fair to say that the vendors hope you will review their products, but since a recent change in Amazon’s terms and conditions they are no longer allowed to make this a requirement.

One of the main such sites is Vipon, previously known as Amzreviews. Once you’ve been accepted for this (and most people are) you can browse their marketplace for products to request. Your application must be accepted by the vendor and sometimes you get turned down for unknown reasons. But usually within a day or two you will be approved and receive a voucher letting you order the product concerned at a discount from Amazon. Note that the site is US-based but they accept people from anywhere in the world. Once you are logged in, you can set the site to show products on Amazon UK only.

Clearly this isn’t as good as getting free stuff with Amazon Vine, but it does have the advantage that you get a wider choice. I’ve had great discounts on household products from Vipon/Amzreviews, though you shouldn’t expect to see expensive items such as laptops and televisions offered here.

As I noted above, there is no obligation to review the products you receive on Vipon, though it is at least a courtesy to the vendor to do so. In addition, all such reviews may help you achieve your ultimate ambition of becoming a Vine Voice.

If you have any questions about Amazon Vine reviewing and/or becoming a Vine Voice, please do post them below and I will do my best to answer them.

Save

Save

If you enjoyed this post, please link to it on your own blog or social media: