New Trading 212 Offer – Get a Guaranteed £25 Cash!
This offer is now closed
If you’ve been thinking about dipping your toes into investing – or you’re just after a quick cash boost at this expensive time of year – there’s a new Trading 212 offer on the table that’s worth checking out.
There is a £25 welcome reward for new UK customers who sign up and complete a few simple steps with Trading 212. Note that this is a limited-time offer that closes on 20 January 2026.
Table of Contents
💰 What’s the Offer?
Trading 212 is currently running a limited-time promotion in the UK where new customers can earn a £25 cash reward by:
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Signing up for a Trading 212 Invest account using a referral link (like mine below)
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Verifying your identity
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Depositing funds and ordering a free Trading 212 card
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Using the card to make 3 transactions of £5 or more each within 10 days of opening your account
Once those conditions are met, you get £25 in cash credited to your account – and you can use that money however you like!
📝 How It Works (Step by Step)
Here’s a breakdown of what you need to do if you want to take part in this offer:
📌 Step 1: Sign Up
Click through my referral link and register for a new Trading 212 Invest account (UK residents only, new users only).
📌 Step 2: Verify Your Account
Trading 212 requires standard ID checks (passport, driving licence, address details, etc.). This helps satisfy regulatory “Know Your Customer” requirements.
📌 Step 3: Deposit Funds
Add at least £1 to your Trading 212 account – although you may want to deposit a bit more so you can do Step 4 straight away as well.
📌 Step 4: Order & Use Your Card
Order the free Trading 212 card and make three transactions of £5 or more – these can be everyday purchases you’d make anyway.
📌 Step 5: Get Your £25
After you meet the criteria, your £25 reward should be credited within a few business days. (You will have to wait 30 days before you can withdraw it.)
💷 What Is the Trading 212 Card?
As part of this offer, you need to order and use the Trading 212 card. So what exactly is it?
The Trading 212 card is a free debit card (physical and virtual) linked directly to your Trading 212 Invest account. It allows you to spend money held in your account just like you would with a normal bank debit card. Here is a quick summary of how it works…
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Linked to your Trading 212 balance
Any uninvested cash in your Trading 212 account can be used for card payments. -
Everyday spending
You can use the card in shops, online, and via contactless payments, just like a standard debit card. -
No need to invest
You don’t have to buy shares or funds to use the card. You can simply deposit money and spend it. -
Free to order
There’s no charge to order the card, and it’s managed through the Trading 212 app. -
UK and overseas use
The card can be used abroad, making it handy for travel or online purchases from overseas retailers (although exchange rates and fees can vary, so always check the latest terms).
Even after the bonus is paid, some people choose to keep the card as a secondary spending card, while others simply withdraw their money and stop using it. There’s no obligation to keep spending with it long term.
As always, it’s worth keeping an eye on Trading 212’s terms and conditions, as card features and fees can change over time.
💡 Why This Is a Good Deal
This is a no-brainer for most people because:
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You don’t need to invest in stocks and shares to earn the £25 – just make normal card purchases you were planning to do anyway.
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The minimum effort required is low: three card payments within 10 days.
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You can withdraw the bonus cash after a short delay and spend it or reinvest it however you choose.
🧠 Things to Know
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Offers like this can end or change at any time – so if you are interested, it’s worth acting sooner rather than later.
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This is different from Trading 212’s free share promotion, which exists separately and offers up to £100 in free shares for new users. I discussed this offer in a separate blog post. Note that the Trading 212 free share offer is not available at the time of writing and I don’t know when (or if) it will return.
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You must use a referral link to qualify for the £25 bonus.
- You must also open an Invest account to qualify. A Stocks ISA, Cash ISA or CFD account won’t work (though you can open any of these subsequently).
📌 Final Thoughts
If you’ve been on the fence about trying out a stock trading or investment app, this £25 welcome reward from Trading 212 is a genuinely easy way to benefit from signing up. It doesn’t require any complicated investing – you can simply earn the bonus and decide what comes next. Just be sure to follow the steps above carefully and meet all the qualifying requirements.
- And don’t forget that this limited-time offer closes on 20 January 2026.
As always, if you have any comments or questions about this post, please do leave them below.
Disclosure: If you take up this offer via my referral link, I will also receive a cash bonus for introducing you. The £25 cash bonus is guaranteed if you follow the steps set out above. If you choose to reinvest this money, however, be aware that – as with all investing – there is a risk of loss if you put the money into equities (stocks and shares). You should always do your own “due diligence” before investing and seek advice from a qualified financial planner/adviser if in any doubt how best to proceed.
