As more people in the UK find themselves paying income tax again – particularly retirees whose pensions, savings interest and state pension now push them over the personal allowance – it’s natural to feel frustrated about how that money is used.
While we don’t get much say over how most of our taxes are spent, there is one perfectly legal way to ensure that at least some of your tax money goes to causes you genuinely support rather than disappearing into the government’s coffers: Gift Aid.
What Is Gift Aid?
Gift Aid is a simple scheme run by HMRC that allows UK charities to reclaim tax on donations made by UK taxpayers.
When you donate to a registered charity and tick the Gift Aid box (or complete a Gift Aid declaration), the charity can claim back the basic rate of income tax you have paid on that donation.
Because the basic rate of income tax is currently 20%, this effectively means:
For every £1 you donate, the charity receives £1.25.
You don’t pay anything extra.
The extra 25p comes from tax you’ve already paid.
Instead of that slice of tax being “wasted” by the government, it is redirected to a charity of your choosing 👍
You Don’t Even Have to Spend Any Money
One of the least appreciated aspects of Gift Aid is that you don’t necessarily have to spend any money at all to benefit from the scheme.
Many charity shops now operate Gift Aid on donated goods. When you drop off clothes, books or household items, you’ll often be asked if you’d like to Gift Aid them.
Here’s how it works:
The charity sells your donated items in its shop.
Whatever price they achieve is treated as a donation from you.
The charity then claims an extra 25% from HMRC on top.
So if your donated items sell for £40, the charity can claim an additional £10 in Gift Aid – all without you spending a penny. Once again, that extra money comes from tax you’ve already paid.
Gift Aid Isn’t Just for Obvious Donations
Gift Aid can also apply to payments you might not normally think of as charitable donations.
A good example is the National Trust, along with many other heritage and conservation organisations. When you visit one of their properties, you’ll often see two admission prices:
standard admission
Gift Aid admission (typically £1 more)
By choosing the Gift Aid price:
You pay £1 extra.
The charity can claim 25% of the full admission price from HMRC.
In most cases, this means the charity receives far more than the extra £1 you pay. It’s a very tax-efficient way of supporting organisations you already enjoy visiting, and another example of how Gift Aid lets you divert tax money away from HM Treasury and towards something you personally value.
Who Can Use Gift Aid?
You can use Gift Aid if:
You are a UK taxpayer, and
You have paid at least as much income tax or capital gains tax in the tax year as the charity will claim back.
This is increasingly relevant for older people who may not have paid tax for years but now do so again because of:
frozen personal tax allowances
rising state pensions
workplace or private pension income
interest on savings exceeding the personal savings allowance
If you are paying tax, Gift Aid is something you should at least consider using.
Example 1: A Simple Donation
Let’s say you donate £100 to a charity that supports a cause you care about.
You give £100.
The charity claims £25 from HMRC.
Total amount the charity receives: £125.
That £25 would otherwise have gone to the government. With Gift Aid, you decide where it goes.
Example 2: Higher-Rate Taxpayers Can Benefit Too
If you’re a higher-rate taxpayer (40%), Gift Aid can be even more powerful.
Using the same £100 donation:
The charity still receives £125.
You can reclaim the difference between basic-rate and higher-rate tax via Self Assessment.
This allows you to reclaim £25 personally, reducing the effective cost of your donation to £75.
What Information Do You Have to Provide?
To claim Gift Aid, charities are required by HMRC to collect some basic information from you. This usually includes:
your full name
your home address
a signature or confirmation (such as ticking a box online)
This is simply to confirm that you are a UK taxpayer and that the charity is entitled to reclaim the tax. It’s a one-off process for most organisations.
Gift Aid: A Small Act of Financial Control
People often feel they have little say over how their taxes are spent. Gift Aid doesn’t change the system, but it does offer a rare opportunity to exercise a degree of choice.
By using Gift Aid:
You increase the value of your support for charities you believe in.
You don’t pay any more tax overall.
You ensure some of your tax money is spent on causes you actually believe in.
A Final Word of Caution
Only use Gift Aid if you really are paying enough tax to cover it. If you don’t, HMRC can ask you to make up the difference.
If your tax position changes from year to year, keep this rule in mind. And if you’re only paying small amounts of tax, keep a record of your Gift Aid donations to ensure you don’t accidentally exceed the total tax you have paid.
That said, for millions of UK taxpayers, Gift Aid is a straightforward, perfectly legitimate way to make their money – and their tax – work harder and smarter.
And for those who find themselves now paying tax again in later life, claiming Gift Aid can feel like a small but satisfying win 🙂
If you give to charity – whether in cash, goods, or entrance fees to attractions – it makes sense to make the government contribute too.
As always, if you have any comments or questions about this article, please do post them below.
If you enjoyed this post, please link to it on your own blog or social media:
For many of us 2025 was another difficult year, with a cost-of-living crisis driven especially by rising gas and electricity costs.
With the festive season behind us now – and a cold and miserable start to the new year – many of us are understandably desperate for something to look forward to in the year ahead.
Some will be planning to head abroad in search of sunnier climes. But others may be deterred by the cost of going overseas and the additional hassles it may entail.
So today I thought I’d share links to my blog posts about some UK holiday destinations I’ve visited in the last few years, in case you wish to consider them for short (or longer) breaks in the year ahead. Clicking on any of the links below will open my post about the place concerned in a new tab, so you won’t have to keep clicking the Back button to return here.
Llandudno in North Wales is somewhere I’ve been visiting regularly for over ten years now (most recently in 2025, when I went twice). It’s a traditional British seaside resort with a long pier, Punch and Judy show, sweeping promenade, and plenty more (you can see the stunning Victorian seafront in the cover image). It’s very popular with both older people and young families. As well as my main review, my October 2020 Coronavirus Crisis Experience Update includes details of a short break I enjoyed there just before the Welsh government imposed another lockdown 😮
Minehead is a North Somerset coastal town. I enjoyed a short break there in 2020 as well, at a time when lockdown rules were relaxed. It was my first visit to Minehead and I particularly enjoyed visiting the National Trust property Dunster Castle, which is just a couple of miles down the road. Sadly the West Somerset Railway which starts (or ends) in Minehead was closed due to the pandemic when I went, but I’d love to go back for a trip on this heritage steam railway sometime in the future.
Aberystwyth is in mid-Wales on the Cardigan Bay coast. I have visited it three times now, the first two staying at the Marine Hotel and the most recent at a self-catering apartment called Sea Brin. Aberystwyth is quieter and less commercialized than Llandudno (mentioned above), and the fact it’s a university town means it has quite a cosmopolitan feeling. It’s a good place to chill out, but there are plenty of interesting things to see and do as well.
I visited Aberdovey for the first time in April 2023. It’s a small town on the mid-Wales coast. It’s about ten miles north of Aberystwyth and five miles south of Tywyn, the home of the Talyllyn Railway (see below). It’s a charming, laid-back place, perfect for a relaxing short break. It has a beautiful beach (with watersports for those who want them) and some great cafes and restaurants. I wouldn’t go there for the night-life, though – even the chip shop closes at 8 pm!
I had a particular reason to visit Hewenden MIll Cottages, as my sister Liz and her family live just a couple of miles down the road in Wilsden. Even if I didn’t have family connections, though, I would definitely recommend them for a short break. The accommodation consists of a number of former mill-workers’ cottages, in a beautiful woodland setting. The cottages (such as the one below, where I have stayed myself) are spacious and well equipped. From here you can visit Haworth – home of the Bronte sisters – and the Victorian model village of Saltaire. The area is also great for walking and cycling.
The Aberdunant Hall Holiday Park and Hotel (to give it its full name) is about four miles from the North Wales coastal town of Porthmadog You can stay in the hotel itself (which is quite compact) or in accommodation around the park. I stayed in what they call a Forest Pod, which is roughly the equivalent of half a caravan. It was okay for a short break but if you went as a couple the cramped conditions could put a strain on your relationship! If I went again I would book a room in the hotel or maybe one of the Woodland Escape Suites in the park. I still enjoyed my stay there, and found the location convenient for visiting a range of places including Portmeirion (where the sixties TV series The Prisoner was filmed) and the Ffestiniog Railway, which runs from Porthmadog to Baenau Ffestiniog. It’s also on the edge of Snowdonia, with lots of opportunities for walking and mountain climbing.
Lake Vyrnwy is a few miles over the border from Shropshire into Wales. I went there in 2019 after watching a TV show about the history of this artificial lake, which was originally created to provide a water supply for the people of Liverpool in the 19th century (it’s now naturalised and if you weren’t aware of its history you wouldn’t know it was man-made). I stayed at the Lake Vyrnwy Hotel and Spa, which is near the dam at the western end of the lake. This was originally built to accommodate senior managers and engineers on the construction project, though it has of course been extended and modernised many times since. If you want to visit Lake Vyrnwy, it’s the best (possibly the only) option. I happened to choose a bitterly cold weekend just before Easter for my visit, which spoiled it a bit. Still, I enjoyed the beautiful scenery and some great walks. It’s probably not a place to take children, however, as there might not be enough for them to do.
The Talyllyn Railway (also mentioned under Aberdovey) is a heritage steam railway in Wales. It starts in the town of Tywyn in mid-Wales, so in October 2018 I booked a short break there. To be honest there isn’t a great deal else to do in Tywyn, but it makes a good base for a day on the railway. And the railway itself takes you through some stunningly beautiful countryside. If you buy one of their very reasonably priced Day Rover tickets, you can get on and off at any station along the route. I highly recommend an hour or two at Dolgoch, which has some great walks and lovely waterfalls.
Warner Leisure Hotels have 16 country and coastal resort hotels across England and Wales. They have a strict adults-only policy, and appeal mainly to an older clientele (based on my experience, the average age is around seventy). As well as accommodation they offer a variety of leisure activities, including day trips, quizzes, guided walks, archery and bowls, social dancing, swimming, and so on. Most of these activities are included in the price, as is the evening entertainment. I have stayed at Bodelwyddan Castle in North Wales and Alvaston Hall in Cheshire. Some aspects I liked, others I wasn’t so keen on, as you can read in my review. You can also see their latest offers by clicking on the banner ad below [affiliate].
About five years ago I took a short break in the English Lake District. I stayed at the Waterhead Hotel, just south of Ambleside, at the north end of Lake Windermere (England’s largest lake). The hotel is located literally a few yards from the lake (hence the name, of course). If you haven’t visited the Lake District before, the area should definitely be on your ‘To Do’ list. There are many miles of beautiful countryside to explore, along with attractions such as Beatrix Potter’s house and Wray Castle. And, of course, you must buy a day ticket for the Windermere lake steamers. You can travel the length of the lake in style on these vessels, while sipping a hot chocolate (or something stronger) and listening to commentary on the scenery passing alongside. Highly recommended 🙂
I visited the Isle of Man for the first time in April 2024, staying in the island capital Douglas. I went on a heritage-railway-themed break offered by Newmarket Holidays. So naturally I had trips on the Isle of Man Steam Railway and also the Manx Electric Railway. The latter takes you from Douglas to Laxey and onward to Ramsey. Laxey is the home of the iconic Lady Isabella waterwheel, the largest working waterwheel in the world. The IOM is about the same latitude as Liverpool so obviously the weather can be variable, but I was lucky enough to get wall-to-wall sunshine during my stay. I flew to the island from Birmingham Airport which took about 45 minutes, but you can also get a ferry from Heysham or Liverpool. The Isle of Man is charming and verdant, and largely unspoiled. Definitely worth considering if you’re looking for something a little bit different for a short (or longer) holiday.
I visited Lanbedrog for the first time in July 2021. It’s a village on the Llyn (or Lleyn) Peninsula in NW Wales. I stayed at an Airbnb property, the first time I had done this (Llanbedrog doesn’t have any hotels as far as I know). It’s by the coast, roughly half way between Pwllheli (famed for its Butlins camp, now run by Haven Holidays) and trendy Abersoch. It has a beautiful sandy beach which would be perfect for families with young children (or grandchildren). I very much enjoyed my three-night stay and found it a perfect place to relax and chill out after months of lockdown. The National Trust mansion (and garden) Plas yn Rhiw is about seven miles away.
I stayed in Criccieth in North Wales for the first time in June 2022, although I had visited the town in the past. It’s a lovely place to relax and chill out. It has excellent road and rail connections, and there are also some high-quality tourist attractions nearby, including Portmeirion and the Ffestiniog Railway. Criccieth itself is best known for its castle which dominates the town. Although it’s a ruin, many of the walls are still standing and you can enjoy some amazing views across the bay, as far as Harlech Castle and beyond.
I visited Lavenham in Suffolk for the first time in August 2022. It is said to be England’s best-preserved medieval town, with over 300 listed, timber-framed houses. There are various historic buildings such as the Guildhall and Little Hall you can look around. Lavenham also boasts a variety of highly rated pubs and restaurants, and some lovely tea rooms and coffee houses as well! 🍮
Barmouth is a traditional Welsh seaside resort about ten miles south of Harlech. I visited in September 2022, staying at an elegant Victorian Gothic hotel called Tyr Graig Castle. Barmouth has a clean, attractive promenade and beautiful sandy beach which goes out a long way. There is plenty to do for families, including a funfair and amusement arcades. There are various restaurants and fast food outlets along the seafront. There is also a railway station with regular trains to Pwllheli in one direction and Aberystwyth and beyond in the other. Nearby attractions include Harlech Castle, Portmeirion and the Fairbourne miniature steam railway 🚂
I visited the historic city of Bath in June 2023. There is lots to see and do, although top of many people’s lists will be the stunning Roman Baths. Bath Abbey is well worth a look too, and you can admire the beautiful Georgian architecture around the city for free! Read my top tips for anyone visiting Bath in this post, including the excellent self-catering accommodation I stayed at.
Other Resources
Here are links to a few other blog posts that may be of interest if you are planning a UK holiday this year…
In recent years Airbnb has become increasingly popular for self-catering holidays. You can book anything from a spare room in someone’s home to a whole house or apartment. My recent short breaks in Lavenham and Llanbedrog (see list above) were in Airbnb properties. You can read all about the booking process in my post.
Finding a cashpoint in an unfamiliar town (or village) can be challenging, so you might find this free app a useful resource to download. It has helped me avoid embarrassment on several occasions.
If your thoughts are turning further afield, you may be considering a cruise holiday as an option. Even if you can’t go abroad, I can testify from personal experience that a cruise of the British Isles (like these, perhaps) can be very enjoyable and enlightening. My blog post sets out a range of tips and advice that will be particularly relevant for first-time and solo cruisers.
Finally, coach holidays are another very popular option among older people especially. I don’t have much experience of this myself, but my friends at Over 60s Discounts have a great article about coach holidays for over-60s in the UK. This includes a list of popular UK destinations and details of several companies offering low-cost coach holidays.
Closing Thoughts
I hope you have enjoyed reading this post and it has given you a some ideas for UK holidays.
Obviously I am a 60-something male and nowadays usually travel on my own. So if your circumstances are different from mine, I understand that some of the destinations mentioned above might not hold as much appeal. In addition, I live in Staffordshire, so the places I go are all reasonably accessible from there.
Finally – as I noticed when reading back my list – I do have a bit of a penchant for places with heritage steam railways nearby, so please bear that in mind as well 😀
Of course, I’d love to hear your views about any of the destinations mentioned, or any other places in the UK you would recommend for a short break or longer holiday. Please leave any comments or questions below as usual.
Note: This is a fully revised update of an annual post.
In my update today, I’m focusing on a topic that has become of growing concern to me in recent months.
Over the past decade, UK households have been encouraged to electrify almost everything. Cars are going electric. Gas boilers are being phased out in favour of heat pumps. Even cooking is increasingly moving from gas to electricity.
On paper, this all fits with the Government’s drive towards Net Zero. But there’s a growing issue that doesn’t get discussed nearly enough: What happens if the electricity supply isn’t always there when you need it?
As we look ahead to the coming years, relying solely on electricity to power and heat your home could leave you exposed – financially and practically.
Growing Pressure on the UK’s Electricity System
Electricity demand in the UK is set to rise sharply. Two of the biggest drivers are:
Electric vehicles (EVs) – millions of households charging cars at home, often at similar times of day
Electric heat pumps – particularly air-source heat pumps, which draw large amounts of power in cold weather
At the same time, electricity generation is becoming increasingly weather-dependent. Wind and solar are growing fast, but they don’t always produce power when demand is highest – especially during cold, still winter evenings when heating demand peaks.
The National Grid has so far managed to keep the lights on, but it has done so by relying on emergency measures, reserve power contracts and public appeals to reduce usage at peak times. That’s a sign of a system under strain.
The Risk of Power Cuts Is Increasing, Not Decreasing
While widespread blackouts are still relatively rare, the risk of localised or short-term power cuts is rising.
Reasons include:
an ageing electricity distribution network
rapid increases in peak demand
greater reliance on intermittent renewable generation
delays and cost overruns in upgrading grid infrastructure
For households that depend entirely on electricity for heating, hot water and cooking, even a short power cut in winter can quickly become a serious problem.
When Electricity Goes Off, Everything Stops
If your home uses electric heating only:
heat pumps stop working
electric radiators go cold
immersion heaters stop producing hot water
induction hobs and electric ovens are unusable
By contrast, homes with non-electric power and heating options retain a degree of resilience. That resilience has real value, particularly for older people, families with young children, or anyone living in rural areas where power cuts tend to last longer.
Diversification Isn’t Just for Investments
Regular readers of Pounds and Sense will be familiar with the idea of diversification. You wouldn’t normally put all your savings into a single investment – and the same principle applies to household energy.
Having more than one way to heat your home reduces risk and gives you flexibility when prices spike or supplies are disrupted.
Alternative and Backup Heating Options to Consider
Here are some heating methods that can be used instead of, or alongside, electricity:
Gas Heating (Where Available)
Despite its declining popularity in policy circles, mains gas remains:
reliable
relatively inexpensive
highly controllable
independent of the electricity grid (for heat, though central heating boilers still need some power to operate)
A gas boiler can continue to provide warmth during electricity shortages if paired with a simple backup power source, such as a home storage battery or generator. In addition, most free-standing gas fires can operate without any need for electricity.
Wood-Burning or Multi-Fuel Stoves
A solid fuel stove can be an excellent backup heat source:
operates independently of electricity
provides direct radiant heat
can often heat a large living space effectively
Modern stoves are far cleaner and more efficient than older open fires, though fuel storage and local air-quality rules must be considered.
Open Fires and Solid Fuel Fires
While less efficient than stoves, open fires still provide:
a non-electric source of heat
emergency warmth during prolonged outages
They can also burn a range of fuels, depending on the fireplace and chimney setup. Again, fuel storage and local air-quality rules will need to be considered.
Oil or LPG Heating (Rural Homes)
For off-grid properties, oil or LPG systems offer:
independence from the electricity network for fuel supply
predictable heating performance in cold weather
They are often criticized on environmental grounds, but from a resilience perspective they remain useful options.
Portable Backup Options
Even smaller measures can help:
portable gas heaters (used safely and with ventilation)
camping stoves for boiling water
thermal storage heaters or insulated hot water tanks
These won’t heat a whole house but can make a big difference during short outages.
Balancing Net Zero with Common Sense
The Government’s rush towards Net Zero is placing enormous pressure on the UK’s energy system. Whether the huge cost and disruption caused can be justified is (in my opinion anyway) arguable. What’s in no doubt, however, is that thetransition period will be messy, expensive and uncertain.
Households that move too quickly to an all-electric setup may find themselves exposed to:
higher running costs
reduced resilience
greater vulnerability during supply disruptions
That doesn’t mean rejecting electrification entirely – but it does mean thinking very carefully before putting all your power and heating eggs in one basket.
My Personal Situation
I live in a detached house built about 40 years ago in suburban Staffordshire. I have gas central heating and an electric cooker. I also have a free-standing gas-fire in the lounge. I have solar panels on the roof and a Givenergy home-storage battery, which I bought a couple of years ago.
When I first heard about heat pumps I did look into the possibility of getting one. I soon realised, however, that I didn’t want to go down this route. As discussed above, I didn’t like the thought of becoming too reliant on electricity, especially with the growing likelihood of power outages. Also, the heating pipes in my house are quite narrow and I have been advised that if I were to get a heat pump, the existing pipes would all have to be taken out and replaced as well. Needless to say, that would add considerably to the cost, not to mention the disruption.
In addition, heat pumps generally operate at lower temperatures than gas central heating, meaning they have to be kept on all the time to ensure the house remains at a comfortable temperature. I have also heard it said that in very cold weather they may not be able to provide adequate warmth on their own. So you really do still need a back-up heating option anyway.
With all these considerations (and others), I therefore plan to stick with my present set-up for the foreseeable future. If at some point gas boilers are banned and/or gas is cut off completely, I will obviously have to rethink this. But as I am now 70, realistically that’s unlikely to happen in my lifetime. In the improbable event that it does, I would think about switching to an electric boiler, which could be installed instead of my old gas boiler without all the pipes in the house having to be torn out and replaced. This would be a lot cheaper to buy and less disruptive than switching to a heat pump, though possibly more expensive to run. Looking to the future, other non-heat-pump alternatives are very likely to appear as well.
Obviously, all of this is just my personal opinion. You may disagree, but I thought it might be helpful to explain my thinking on these matters as they stand now.
The Bottom Line
Electric heating will undoubtedly play a major role in the UK’s future. But in my view relying on electricity alone for heating is increasingly risky.
Where possible, having an alternative or supplementary heating source provides:
peace of mind
practical resilience
protection against both power cuts and price shocks
As with personal finance, a bit of diversification can go a very long way.
As always, I welcome any comments or questions on this article.
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Christmas will soon be here. But with flu and other respiratory infections at high levels – and the Covid pandemic still a fairly recent memory – many older people will be understandably cautious about how much face-to-face socialising they do at this time of year.
In addition, we’re still feeling the effects of the cost-of-living crisis. Many pensioners are cash-strapped, and rising energy costs make winter harder than ever. Add in bad weather, NHS and rail strikes, busy roads and crowded trains, and reduced face-to-face socialising becomes a real possibility, especially for older adults. Loneliness at Christmas can lead to anxiety, depression and other health issues.
While video calling isn’t a complete solution, it can be a lifeline for keeping in touch with distant friends, family, children and grandchildren – especially if travel or health concerns make meeting in person difficult.
So here’s an updated guide to the best video calling tools for older people in 2025, including what you need and the pros and cons of each option.
How to Get Started
To make video calls, you’ll need:
A device with a camera and microphone – like a smartphone, tablet, laptop, Chromebook or desktop with webcam.
A reliable internet connection – ideally wi-fi at home (video calls can use a lot of mobile data).
A video calling app – more on this below.
All modern smartphones (iPhones and Androids) have good-quality cameras. Tablets and laptops usually have larger screens which make conversations easier to see and more comfortable for group calls.
If you’re using a desktop, you might need a separate webcam and microphone unless your machine already has them built in.
Video Calling Tools Worth Considering
1. FaceTime (for Apple Users)
Best for: iPhone and iPad users whose family also uses Apple devices
Smartphones: Yes
Tablets: Yes
Windows: No
Mac: Yes
FaceTime remains one of the easiest options if everyone is in the Apple ecosystem. It comes pre-installed on iPhones and iPads, and calls are seamless and high quality. You can add up to 32 people in a group call.
Pros:
Built into Apple devices – no extra download
High video quality and simple interface
Works with newer features like scheduling links and spatial audio
Cons:
Only works with Apple devices
Not cross-platform (except via browser links in newer versions)
2. WhatsApp
Best for: Informal chats with family and small group calls
Smartphones: Yes
Tablets: Limited (WhatsApp on some tablets may not support video yet)
Windows/Mac: Yes (via desktop app)
WhatsApp is one of the most widely used apps in the world and is familiar to many older people already. Recent updates now allow up to 32 people on one video call, plus screen-sharing and a “speaker spotlight” to highlight whoever’s talking.
Pros:
Very familiar and widely adopted
End-to-end encryption
Works across devices
Cons:
Requires contacts to use WhatsApp too
Owned by Meta — some users dislike data-sharing practices
3. Messenger (Meta/Facebook)
Best for: Users who already use Facebook and want extra features
Smartphones: Yes
Tablets: Yes
Windows/Mac: Yes
Messenger lets you video call directly from your Facebook contacts. It’s quite straightforward and supports up to 50 people with no time limit on group calls.
Pros:
Connects with existing Facebook friends
Fun features (filters, translation tools, games)
Works across all major platforms
Cons:
Requires a Facebook account
Some features may feel cluttered for very simple calls
4. Zoom
Best for: Larger family gatherings or planned group events
Smartphones/Tablets/PC/Mac: Yes
Zoom is still widely used for large group calls and celebrations. On the free plan you can host up to 100 people, though sessions may be time-limited (often around 40–60 minutes) unless you have a paid subscription.
Pros:
Great for big groups (birthdays, Christmas catch-ups)
Works on nearly all devices
Easy to join via links
Cons:
Time limits on free accounts
More features than some older people need
5. Google Meet
Best for: Longer chats and group calls without app installs
Smartphones/Tablets: Yes
Windows/Mac: Yes
Google Meet is a solid everyday option with no required paid plan for basic use, up to 100 people on free accounts, and features like live captions.
Pros:
Good for group calls of all sizes
Works in a browser (no app install needed)
Integration with Google Calendar
Cons:
May feel business-oriented for casual use
6. Microsoft Teams (Replacing Skype)
Best for: People who used Skype and want a modern replacement
Note: Skype was retired in 2025 and replaced by Microsoft Teams, so new Skype recommendations are no longer relevant. Users are being encouraged to move to Windows Teams where chat history and contacts can carry over.
Pros:
Continued support and development
Group calls and chatting similar to Skype
Cons:
More features than some users need
Setup can be more complex than simpler apps like WhatsApp
Devices That Make Calling Easier for Seniors
Beyond apps, there are dedicated devices that make video calling much simpler for older people:
Smart displays like the Amazon Echo Show – big screens, voice commands (“Alexa, video call Mum”), and simplified controls.
Senior-friendly tablets (such as this one) with simplified interfaces and large buttons.
These devices are ideal for those less comfortable with standard phones or computers.
✔ Keep software updated: The latest versions of apps are generally more reliable and secure. ✔ Use wi-fi: Video calls eat data – wi-fi helps avoid extra charges. ✔ Practice together: A short practice call before a big family chat can ease nerves. ✔ Label apps clearly: Rename icons on tablets or phones so they’re easy to find.
Closing Thoughts
Video calling isn’t just a tech trend for businesses and younger people – it’s a lifeline for older adults to stay connected, especially around busy times like Christmas.
The right setup – a good device, a reliable connection, and the right app – can make chatting over distance almost as good as being there in person.
I hope you have found this article helpful. As always, if you have any comments or questions about this post, please do leave them below.
Note: this is a fully revised update of an annual article.
If you enjoyed this post, please link to it on your own blog or social media:
It’s pretty normal to wear the same pair of jeans, a jumper or even a t-shirt more than once. But what about your socks?
If you knew what really lived in your socks after even one day of wearing, you might just think twice about doing it.
Our feet are home to a microscopic rainforest of bacteria and fungi – typically containing up to 1,000 different bacterial and fungal species. The foot also has a more diverse range of fungi living on it than any other region of the human body.
Most foot bacteria and fungi prefer to live in the warm, moist areas between your toes where they dine on the nutrients within your sweat and dead skin cells. The waste products produced by these microbes are the reason why feet, socks and shoes can become smelly.
For instance, the bacteria Staphylococcal hominis produces an alcohol from the sweat it consumes that makes a rotten onion smell. Staphylococcus epidermis, on the other hand, produces a compound that has a cheese smell. Corynebacterium, another member of the foot microbiome, creates an acid which is described as having a goat-like smell.
The more our feet sweat, the more nutrients available for the foot’s bacteria to eat and the stronger the odour will be. As socks can trap sweat in, this creates an even more optimal environment for odour-producing bacteria. And, these bacteria can survive on fabric for months. For instance, bacteria can survive on cotton for up to 90 days. So if you re-wear unwashed socks, you’re only allowing more bacteria to grow and thrive.
The types of microbes resident in your socks don’t just include those that normally call the foot microbiome home. They also include microbes that come from the surrounding environment – such as your floors at home or in the gym or even the ground outside.
In a study which looked at the microbial content of clothing which had only been worn once, socks had the highest microbial count compared to other types of clothing. Socks had between 8-9 million bacteria per sample, while t-shirts only had around 83,000 bacteria per sample.
Species profiling of socks shows they harbour both harmless skin bacteria, as well as potential pathogens such as Aspergillus, Candida and Cryptococcus which can cause respiratory and gut infections.
The microbes living in your socks can also transfer to any surface they come in contact with – including your shoes, bed, couch or floor. This means dirty socks could spread the fungus which causes Athlete’s foot, a contagious infection that affects the skin on and around the toes.
This is why it’s especially key that those with Athlete’s foot don’t share socks or shoes with other people, and avoid walking in just their socks or barefoot in gym locker rooms or bathrooms.
What’s living in your socks also colonises your shoes. This is why you might not want to wear the same pair of shoes for too many days in a row, so any sweat has time to fully dry between wears and to prevent further bacterial growth and odours.
Foot hygiene
To cut down on smelly feet and reduce the number of bacteria growing on your feet and in your socks, it’s a good idea to avoid wearing socks or shoes that make the feet sweat.
Washing your feet twice daily may help reduce foot odour by inhibiting bacterial growth. Foot antiperspirants can also help, as these stop the sweat – thereby inhibiting bacterial growth.
It’s also possible to buy socks which are directly antimicrobial to the foot bacteria. Antimicrobial socks, which contain heavy metals such as silver or zinc, can kill the bacteria which cause foot odour. Bamboo socks allow more air flow, which means sweat more readily evaporates – making the environment less hospitable for odour-producing bacteria.
Antimicrobial socks might therefore be exempt from the single-use rule depending on their capacity to kill bacteria and fungi and prevent sweat accumulation.
But for those who wear socks that are made out of cotton, wool or synthetic fibres, it’s best to only wear them once to prevent smelly feet and avoid foot infections.
It’s also important to make sure you’re washing your socks properly between uses. If your feet aren’t unusually smelly, it’s fine to wash them in warm water that’s between 30-40°C with a mild detergent.
However, not all bacteria and fungi will be killed using this method. So to thoroughly sanitise socks, use an enzyme-containing detergent and wash at a temperature of 60°C. The enzymes help to detach microbes from the socks while the high temperature kills them.
If a low temperature wash is unavoidable then ironing the socks with a hot steam iron (which can reach temperatures of up to 180–220°C) is more than enough kill any residual bacteria and inactivate the spores of any fungi – including the one that causes Athlete’s foot.
Drying the socks outdoors is also a good idea as the UV radiation in sunlight is antimicrobial to most sock bacteria and fungi.
While socks might be a commonly re-worn clothing item, as a microbiologist I’d say it’s best you change your socks daily to keep feet fresh and clean.
It won’t have escaped your notice that Christmas will soon be here.
It’s well known that older friends and relatives can be the hardest to choose gifts for. But don’t despair – as an older person myself (I’m 69) , I’m here with some ideas to make gift-buying for this age group a bit easier for you!
None of the suggestions below will break the bank. For the electronic ones, though, you might just want to check first how they might be received. Some older people are wary of trying new things, but I believe most will enjoy and get a lot of benefit from all these products. So a little bit of gentle encouragement if they express doubts might be in order!
Let’s start with a couple of the more techy ones then…
1.Kindle e-reader
As an older person myself I love my Kindle.
Of course, people of all ages use these devices, but for older people they have two particular advantages. One is you can adjust the brightness, font size, and so on. For those (like me) whose eyesight isn’t what it once was, the benefits of this can’t be overstated.
The other attraction is that on a Kindle you can literally carry hundreds of books around with you. If – like many of us older folk – your shelves are already groaning from the weight of books on them, a Kindle can provide a great alternative option.
In my view an Amazon Echo smart speaker with Alexa would make a great gift for any older person, even if they aren’t tech-savvy (though these devices do of course need wifi to work).
Once the speaker has been set up – which you can help with if required – they can control it using just their voice. As you may know, you can ask it to play your favourite music, set alarms and reminders, ask questions, and much more besides.
For an older person living alone especially, having an Echo can provide companionship as well as reassurance in the event of an emergency (you can ask Alexa to call any of your contacts for you, though currently you can’t get it to phone 999). And an Echo smart speaker is a present that will go on giving through Christmas and well beyond.
Again, various models are available from Amazon, including my personal favourite, the Echo Show. This has a display screen, so you can do video calls on it if you like. Prices range from £30 upwards, with generous discounts frequently on offer.
3. Afternoon Tea Voucher
Dare I say it, this might be especially popular among female friends and relatives, but plenty of men will enjoy it too. Or you could buy this as a joint gift, of course.
This is another very popular gift among older people. It’s an opportunity to enjoy an exhilarating flight in a hot air balloon with stunning views of the UK landscape.
Vouchers are available from Virgin Balloon Flights for prices between £139 and £219 for a one-hour flight, including a celebratory glass of Prosecco afterwards. Flights take place in the UK between March and October.
5. Christmas Hamper
Who doesn’t enjoy a hamper of festive food and drink at Christmas? And that applies especially to older people on a limited income, who may relish the opportunity to enjoy some little luxuries that would normally be beyond their budget, particularly in the current cost-of-living crisis.
You could put together a basket filled with quality chocolates, nuts, gourmet snacks, cakes, biscuits, and a bottle of fine wine or champagne. Alternatively you can buy a ready-made hamper from suppliers such as Prestige Hampers or Marks and Spencer. Prices range from £25 upwards (including delivery).
6. Magazine or Newspaper Subscription
Choose a magazine or newspaper subscription that aligns with their interests, e.g. gardening, travel, cooking, or current events. Another good option might be Radio Times, as many older people consume a lot of TV and radio.
This is another present that keeps on giving throughout the year. Just remember to purchase a gift subscription rather than a standard one, or your subscription will automatically renew.
7. Artisan Chocolates
You can’t go too far wrong with chocolates. But except perhaps for your least favoured relatives, a tin of Quality Street isn’t going to cut it.
So why not push the boat out and buy them some luxury, hand-made, artisan chocolates? There are various local shops specializing in this, and as ever Amazon sell a good range, including this Amelie Chocolat Luxury Collection.
Prices for boxes of artisan chocolates range from £15 upwards. They are guaranteed to bring a bit of good cheer to anyone’s Christmas celebrations!
8. Digital Photo Frame
Load a digital photo frame with a collection of your friend or relative’s favourite pictures. This way, they can enjoy a rotating display of memories without the need for multiple printed photos. And compared with the latter option, it’s a great space-saver as well!
Most frames come with a remote control; they may also have extra features such as a built-in clock/calendar. Prices range from £30 upwards. You can view a selection on this Amazon web page.
9. Cosy Blanket or Throw
A soft and luxurious blanket or throw (such as the one pictured below from Amazon) is perfect for staying warm during the winter months. And of course it can help save on energy bills as well.
Prices range from £15 upwards (more for those with built-in electric heating). Look for one in their favorite colour or with a pattern that matches their decor.
10. Ergonomic Gardening Tools Set
For those with green fingers, consider a set of ergonomic gardening tools (like this one perhaps). These tools are designed to reduce the strain on joints and muscles, making gardening more comfortable and enjoyable. Prices range from about £13 upwards.
11. Subscription to a Streaming Service
Give the gift of entertainment with a subscription to a streaming service like Netflix or Amazon Prime Video. This will provide a wide range of films and TV shows for your friend or relative to enjoy at their leisure. This is another gift whose benefits will extend well beyond Christmas itself.
12. Comfortable Slippers
I’ll close with an ‘old-school’ gift, but nonetheless one that will be very much appreciated by many older people.
Opt for a pair of high-quality, comfortable slippers. Look for features such as memory-foam insoles and non-slip soles to ensure your friend or relative stays cosy and safe around the house.
You can expect to pay from £20 upwards for a decent pair of slippers. They are available from many high street stores including Marks and Spencer or – inevitably – from Amazon (see example below).
A personal recommendation is to avoid getting slippers with low (or no) backs, as these are easy for an older person to slip out of. Traditional high-backed slippers, such as the ones pictured above, are safer and better.
So there you have it. Twelve great gifts for older people – one for each day of Christmas – and not a sock among them!
Remember to take into account personal preferences and interests when choosing a gift, to make it truly special.
If you have any comments or questions about this article, as ever, please do post them below.
Note: This article is adapted from one originally written for my good friends at Mouthy Money.
Disclosure: This article includes affiliate links. If you click through and make a purchase, I may receive a small commission for introducing you. This will not affect the price you pay or the product you receive.
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Today I’m looking at a growing trend among older people: the switch to park home living.
I am grateful for their assistance with this article to my colleagues at Compass Insurance – leading specialist providers of park home insurance.
What Is Park Home Living?
As the UK faces a growing shortage of accessible single-storey homes, increasing numbers of older people are looking beyond the traditional bungalow. One option gaining real momentum is park home living – a form of permanent, single-storey housing that offers both affordability and a strong sense of community.
But before looking at the attractions, it’s important to clear up a common cause of confusion: park homes are not the same as holiday homes.
Park Homes vs Holiday Parks
Here’s the difference. A park home is a purpose-built, single-storey dwelling designed for full-time, permanent residence. These homes sit on dedicated residential park home sites where year-round living is both allowed and expected. Buyers are purchasing a home intended to be their main address, with all the legal protections that go with that status.
A holiday park, on the other hand, is designed for short-term and seasonal use only. Many holiday parks prohibit full-time occupancy, and even where longer stays are permitted, owners are required to maintain a separate primary residence elsewhere. Holiday lodges and static caravans in these settings are not considered main homes and are insured (and taxed) accordingly.
For older buyers considering a lifestyle shift, this distinction is crucial. Anyone looking for a permanent home must ensure the site is a residential park, not a holiday park with strict occupancy restrictions.
Why Park Homes Are Becoming So Popular
The appeal of park home living has surged in recent years, especially among downsizers, retirees and those seeking more manageable, accessible homes. Several factors are driving this trend:
1. A Severe Shortage of Bungalows
Britain has just 2.7 million bungalows, representing only around 9% of UK housing stock, and new bungalow construction has slowed to a trickle. With average bungalow prices now around £335,000–£340,000 [source], many buyers find themselves priced out of the market.
Park homes, by contrast, cost an average of £144,748 in 2025 – less than half the price of a bungalow.
2. Accessibility Without the Premium Price Tag
For many people over 55, single-storey living is not just desirable but essential. Park homes provide the same ground-floor convenience but at a far more affordable price.
3. Strong Community Spirit
Residential parks tend to have close-knit neighbourhoods, making them especially appealing for people seeking companionship, security and a supportive environment.
4. Low-Maintenance Living
Modern park homes are built to be easy to maintain, with energy-efficient layouts, compact gardens, and contemporary fittings.
5. Financial Advantages
No stamp duty on most park home purchases
Lower running costs than similarly sized bricks-and-mortar properties
Faster transactions, as the buying process is typically more straightforward
For many older buyers, the ability to release equity from a larger property while still owning a modern, comfortable home is a major draw.
A Market on the Rise
According to industry data, average park home values rose 6.7% between 2024 and 2025 – a sign of healthy demand even as availability fell slightly. At the same time, the sector expects new residential sites to launch in the coming months and years to meet growing interest from older buyers.
Site operators report that more over-55s are choosing park homes not just for cost reasons but for lifestyle benefits.
Why Buyers Are Switching
Industry leaders note that many older buyers who previously would have purchased a bungalow are now seeing park homes as a better fit.
Kevin Minnear, Head of Underwriting at Compass Insurance, says: “The bungalow shortage has created a genuine housing crisis for those who need single-storey living. Park homes offer the same accessibility benefits with the added advantages of community living and significantly lower costs. We’re seeing increased interest from buyers who previously would have sought bungalows but are now discovering the superior value and lifestyle that park homes provide.”
Modern park homes tend to be:
Move-in ready, with contemporary kitchens and bathrooms
Single-storey and accessible, ideal for ageing in place
Located in peaceful, often rural surroundings
Designed for community living, which many residents value highly
For many older people the shift represents a positive lifestyle change: a modern, manageable home combined with a friendly, secure environment.
Nathan Goodyear, Managing Director of Berkeleyparks, which owns 59 residential park home sites across England and Wales, says: “We’ve seen demand rising amongst an older demographic. People are looking for a spacious, affordable and accessible home, with the added benefit of community and security.
“As new build bungalows become increasingly scarce and older properties often require significant renovation, park home living offers an attractive alternative for those seeking single-storey accommodation. Modern park homes provide spacious, move-in-ready properties with contemporary fittings and appliances, combined with private garden space and access to a supportive community environment.”
A Note on Insurance
Because park homes are built differently from conventional houses, they require specialist insurance tailored to permanent residential use. Policies often include features such as:
Cover for alternative accommodation
“New for old” replacement options
Low standard policy excesses
Anyone considering a move should ensure they obtain cover specifically designed for residential park homes, not holiday caravans or seasonal lodges. As mentioned, my colleagues at Compass Insurance are leading specialists in this sector.
Is Park Home Living Right for You?
For over-50s exploring downsizing options, park homes offer a compelling blend of affordability, accessibility, and community. They fill an important gap in a housing market where bungalows are scarce and expensive, while offering a lifestyle that many residents describe as calmer, friendlier and easier to manage.
However, potential buyers should:
Confirm that the site is a residential park, not a holiday park
Understand the pitch fee arrangements and site rules
Consider long-term affordability and resale factors
View several homes and parks to compare quality and atmosphere
For many, park home living represents a modern alternative to the traditional bungalow – and one that is increasingly worth considering as part of a later-life housing plan.
As always, please leave any comments or questions below. I should be particularly interested to hear from anyone considering switching to a park home, or who has already done this.
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Unfortunately winter blackouts look increasingly probable in the UK.
There are various reasons for this. High among them is the transition away from fossil fuels to electricity. The latter will increasingly come from renewables like wind and solar. While they are (arguably) more environmentally friendly, renewables are less reliable than fossil fuels and produce significantly less power when the sun doesn’t shine or the wind doesn’t blow.
In addition, the growing use of electric vehicles (EVs) and heat pumps is adding to the overall demand for electricity, which current generation and distribution systems are struggling to keep pace with.
Finally, we live in an increasingly dangerous world. Wars in Ukraine and the Middle East threaten our gas and oil supply lines, which in turn may impact on our ability to generate electricity. And – without wanting to sound unduly alarmist – if these wars were to come to Britain’s doorstep, via the actions of terrorists or hostile nations, then attacks (including cyber-attacks) on our energy infrastructure certainly can’t be ruled out.
For ordinary UK residents, it’s therefore vital to prepare for increasingly likely disruptions to the electricity supply. This applies especially if there are young children or older people in the house, as they may be more vulnerable in the event of blackouts.
So here’s a guide to ensure that you are ready and able to cope during outages.
1. Emergency Kit Essentials
Lighting: Invest in battery-operated torches and lanterns. Avoid using candles due to fire risks.
Batteries: Stock up on various types of batteries for your devices.
Power Banks: Keep portable chargers fully charged for your phones and other essential gadgets.
First Aid Kit: Ensure it’s well-stocked with basic medical supplies.
Manual Tools: Have a manual can opener and basic tools handy.
2. Heating Solutions
Layer Up: Wear multiple layers of clothing and use extra blankets to stay warm.
Hot Water Bottles: Fill these with hot water before a blackout for lasting warmth.
Have Alternatives: Beware of relying entirely on electricity for heating. That obviously includes heat pumps, as they need electricity to function.
Fireplaces: If you have a fireplace, stock up on firewood and know how to use it safely. Some other non-electric heating options are discussed in this post.
3. Food and Water Supply
Non-Perishable Food: Stock up on canned goods, dried fruits, nuts and other non-perishable items.
Cooking: Have a camping stove or a portable gas cooker as a backup. Ensure you have adequate ventilation when using these indoors.
Water: Store bottled water in case of disruptions to the water supply. Aim for at least 2 litres per person per day.
4. Communication and Information
Battery-Powered Radio: This can be vital for receiving updates during a blackout.
Emergency Contacts: Keep a list of emergency phone numbers and contacts handy.
Community Networks: Stay in touch with neighbours, especially the elderly or vulnerable, to offer and receive support.
5. Household Preparations
Insulation: Check your home’s insulation and draught-proofing to retain heat.
Surge Protectors: Use these to protect your electronics from power surges when electricity is restored.
Freezers: Keep freezers closed during a blackout to maintain the cold temperature for as long as possible. Group items together to retain cold.
Home Battery: If you can afford it, a home storage battery can give your home a backup power source.
Uninterruptible Power Supply: A UPS is a device that can keep your wifi router and other essential electronics operating for a limited period in the event of a power cut. You can buy one (such as this) for around £100 from Amazon. They will also help protect connected devices from power surges.
Diesel Generator: it may not be particularly ‘green’, but a diesel generator is another relatively inexpensive backup solution.
6. Health and Safety
Medication: Ensure you have an adequate supply of essential medications.
Medical Devices: If you rely on electrically-powered medical devices, discuss contingency plans with your healthcare provider.
Carbon Monoxide Detectors: If using alternative heating methods, ensure you have working carbon monoxide detectors.
7. Entertainment and Activities
Books and Board Games: Have these on hand to keep everyone occupied without the need for electricity.
Exercise: Stay active indoors to generate body heat and keep spirits up.
8. Transportation and Mobility
EVs: If you have an EV, keep it charged.
Fuel: If you have a petrol or diesel vehicle, keep its tank topped up (service stations need electricity to operate pumps).
Public Transport: Be aware that services may be disrupted, so plan accordingly and have backup options for essential trips if required.
9. Emergency Plans
Evacuation: Have a plan for evacuating if necessary. Know your nearest emergency shelter locations.
Pets: Make provisions for your pets, including food, water and warmth.
Priority Services Register: If there are old and/or vulnerable people in your house, be sure to add your details to the Priority Services Register. This is free, only takes a moment, and should ensure you’re prioritized in the event of blackouts and other emergencies.
10. Stay Informed
Weather Updates: Regularly check weather forecasts and be aware of any blackout warnings.
Government Advice: Follow advice and updates from government sources and energy providers.
Closing Thoughts
While the prospect of winter blackouts may be daunting, thorough preparation should mitigate many of the challenges. By taking steps now, you can ensure the safety and comfort of your household, no matter what the winter months bring. Stay prepared, stay informed, and support your local community.
As always, if you have any comments or questions about this post, please do leave them below.
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We are currently heading into the peak season for flu and other respiratory viruses (including Covid). These infections can be a nuisance at least. And – in the case of older people especially – they can sometimes be life-threatening.
While a balanced diet, regular exercise and adequate sleep remain the cornerstones of good health, certain supplements can provide an extra layer of protection. Here’s a guide to the best supplements to support your immune system during the colder months.
1. Vitamin D
Why it’s essential: With limited sunlight during UK winters, many people experience a drop in their vitamin D levels. This nutrient plays a crucial role in immune function and helps reduce the risk of respiratory infections.
How to take it: Public Health England recommends everyone consider a daily supplement of 10 micrograms (400 IU) of vitamin D during the autumn and winter months. Higher doses may be necessary for those with deficiencies, but consult a healthcare professional first.
2. Vitamin C
Why it’s essential: Vitamin C is known for its immune-boosting properties and its ability to reduce the duration and severity of colds. It’s also a powerful antioxidant that helps protect cells from damage.
How to take it: A daily dose of 500–1,000 mg is generally safe for most people. You can also pair supplementation with dietary sources like oranges, kiwi fruit and bell peppers.
3. Zinc
Why it’s essential: Zinc is vital for immune cell function and has been shown to shorten the duration of cold symptoms when taken early. It also helps your body fight off viruses more effectively.
How to take it: Lozenges containing 10–15 mg of zinc can be taken at the onset of a cold. Long-term supplementation should not exceed 25 mg daily unless advised by a healthcare professional.
4. Probiotics
Why it’s essential: A healthy gut microbiome supports immune function, and probiotics help maintain this balance. Some strains, like Lactobacillus and Bifidobacterium, are particularly effective in reducing the risk of upper respiratory tract infections.
How to take it: Look for a high-quality probiotic supplement with at least 1 billion CFUs (colony-forming units). Yogurt and fermented foods like kimchi and sauerkraut can also be excellent natural sources.
5. Elderberry Extract
Why it’s essential: Elderberries have been traditionally used to fight colds and flu. They are rich in antioxidants and may reduce the severity and duration of symptoms.
How to take it: Elderberry syrup or capsules are common forms. Follow the recommended dosage on the product label, and avoid taking it if you have an autoimmune condition without consulting a doctor.
6. Echinacea
Why it’s essential: Echinacea is a popular herbal remedy that may help prevent and reduce the severity of colds by boosting immune activity.
How to take it: Look for standardised extracts and follow the manufacturer’s dosage guidelines. Echinacea is best taken at the first sign of illness.
7. Omega-3 Fatty Acids
Why it’s essential: Omega-3s, particularly EPA and DHA found in fish oil, have anti-inflammatory properties that support immune function and overall health.
How to take it: Aim for 250–500 mg of combined EPA and DHA daily. Vegetarian or vegan options include algae-based supplements.
8. Garlic Supplements
Why it’s essential: Garlic contains allicin, a compound with antimicrobial and immune-boosting properties. Regular garlic intake has been associated with fewer colds and flu.
How to take it: Opt for aged garlic extract supplements or incorporate fresh garlic into your diet for the best benefits.
Final Tips
Consult a GP or pharmacist: Always check with a healthcare professional before starting new supplements, especially if you’re pregnant, nursing or on medication.
Choose quality brands: Look for products that are third-party tested for purity and potency. A wide range of supplements and vitamins is available from Amazon.
Maintain healthy habits: Supplements work best when combined with a balanced diet, regular exercise, good hygiene and adequate sleep.
By supporting your immune system with the right supplements, you can give yourself a better chance of staying healthy this cold and flu season.
This is a revised update of an annual post.
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Free Wills Month brings together a group of well-respected charities to offer members of the public aged 55 and over the opportunity to have their wills written or updated free using participating solicitors across the UK.
The charities involved include the NSPCC, Dogs Trust, Samaritans, Mind, Age UK, The Stroke Association, PDSA, and many others. Free Wills Month happens twice a year, in March and October.
The scheme covers simple wills only, including ‘mirror wills’ for couples. In the latter case, only one member of the couple has to be 55 or over. If you need a complicated will (most people don’t) you can still have this done but may have to pay a top-up fee.
I have talked about the importance of creating a will and why you should get it done by a properly qualified solicitor previously on PAS. An up-to-date will written by a solicitor will ensure that your wishes are respected and will avoid causing legal complications for your loved ones after you are gone.
Free Wills Month means what it says. There are no catches, although the organizers hope that you will choose to leave a donation to charity in your will. There is no obligation to do this, however.
To take part in Free Wills Month click through to the website during October and fill in your details. You can then pick a solicitor from the list of companies taking part and contact them to book an appointment. Appointments are limited and on a first come, first served basis, so it’s best to apply as soon as possible to avoid disappointment.
Free Wills Month October 2025 starts officially on Wednesday 1st October 2025 but you can sign up on the FWM website to be notified when when the campaign starts in your area.
If you have any comments or questions about this subject, as ever, please do post them below.
Note: This is a revised and updated version of my original post on this subject.
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